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Old 08-11-2013, 10:10 AM
 
Location: New York/Johnson City
8 posts, read 34,852 times
Reputation: 13

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I have a bunch of questions...I am a mid-20s woman and just finished my Masters of Public Health. I am seriously considering joing the Navy reserves as a way to pay off student loans (I have close to 6 figures of student loans).

1. Would I be able to become an officer in the reserves because I have a masters? How do I do this? What are the benefits?

2. I don't think I can take advantage of the student loan program if I am an officer. Does it make more sense to enter as an enlistee and take the (taxed) student loan relief or to enter as an officer and take the increased pay?

3. Am I able to change jobs/move around the country and still be in the reserves?

4. How likely is it that I would be deployed?

5. Does anyone have any experience in the reserves? What's it like?

Thanks in advance

Last edited by nire120; 08-11-2013 at 10:40 AM..
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Old 08-11-2013, 11:53 AM
 
17,626 posts, read 17,690,196 times
Reputation: 25700
Your best bet is to speak with recruiters. Recruiting regulations change regularly.
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Old 08-11-2013, 03:06 PM
 
Location: On the Chesapeake
45,425 posts, read 60,608,674 times
Reputation: 61036
Quote:
Originally Posted by nire120 View Post
I have a bunch of questions...I am a mid-20s woman and just finished my Masters of Public Health. I am seriously considering joing the Navy reserves as a way to pay off student loans (I have close to 6 figures of student loans).

1. Would I be able to become an officer in the reserves because I have a masters? How do I do this? What are the benefits?

2. I don't think I can take advantage of the student loan program if I am an officer. Does it make more sense to enter as an enlistee and take the (taxed) student loan relief or to enter as an officer and take the increased pay?

3. Am I able to change jobs/move around the country and still be in the reserves?

4. How likely is it that I would be deployed?

5. Does anyone have any experience in the reserves? What's it like?

Thanks in advance
1. Yes, you would go through OCS (in Newport, RI). Unless it's changed all but the very top of the class receive a Reserve Commission. You would then go on to your specialty training (Aviation, Surface Warfare, etc.). Expect to serve a period of active duty after commissioning (in aviation it used to be 6 years, I don't know what it is now).
2. I don't know.
3. Yes, if you're in the Reserves.
4. Very likely, all the branches are looking at downsizing. That means the likelihood of deployment increases. Plus IT'S THE NAVY, deployment is accepted and expected. As an officer your advancement hinges on performance and deployments. I'll come back to this later.
5. Reserve duty is just that. Monthly training plus an extended time sometime during the year.

Do not do this unless you are willing to do what the Navy (or any branch) orders you to do. The military is not just another job. It's a calling. Hence my comment about deployments. Going on cruise is what you do as a member of the Navy. If you are lucky (and good) they let you do things like fly multi-million dollar planes or drive billion dollar boats.

Your military service will color and drive you the rest of your life. From things like getting the job done to how you fold your underwear.

I would tell you, with your degrees, to explore OCS. Not doing so would, in my opinion all you Chiefs and Gunnies out there, be a waste of your academic training.

Also, if you wish to be commissioned you need to talk to a recruiter who specializes in that. They usually come to college campuses.

Last edited by North Beach Person; 08-11-2013 at 03:15 PM..
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Old 08-11-2013, 06:01 PM
 
Location: New Mexico U.S.A.
26,527 posts, read 51,779,465 times
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Quote:
Originally Posted by nire120 View Post
I have a bunch of questions...
I'm not sure why you picked Navy. There are other options you could look over just to get an idea:

ACTIVE:


RESERVES: - added 13 Apr 2013

National Guard:
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Old 08-13-2013, 12:14 PM
 
3 posts, read 26,378 times
Reputation: 15
Loan Repayment program is an Enlisted incentive only........not available for officer accession programs.

Now one can always submit an OCS package at a later date.............
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Old 08-13-2013, 02:36 PM
 
595 posts, read 2,703,389 times
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Check out the US Public Health Services. U.S. Public Health Service Home
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Old 08-13-2013, 03:15 PM
 
Location: Northern Virginia
499 posts, read 2,157,182 times
Reputation: 1021
Quote:
Originally Posted by Navychief View Post
Loan Repayment program is an Enlisted incentive only........not available for officer accession programs.

Now one can always submit an OCS package at a later date.............
Sounds about right. When I was the Operations Officer in an Army Recruiting Battalion, we lost a lot of potential OCS applicants because the Army didn't offer the student loan repayment program (SLRP). Now that can be different if you're a medical professional. Though I don't know of Public Health would qualify. That sounds like it would fall under the Medical Service Corps, which does not require a medical degree to be commissioned in to-- you could have a degree in underwater basket weaving and be branched Med Service Corps. You'd need to be in the Medical Corps, Veterinary Corps, Dental Corps, Army Nurse Corps or Medical Specialist Corps for SLRP to come into play.

To the OP-

1- If the loan repayment is the most important factor, I'd caution against joining. Certainly benefits come into the equation but service should be the #1 reason for joining. Military service requires a lot of sacrifices. If your reasons for joining are for personal benefit only, you will not enjoy your career (even if it is in the Reserves).
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Old 08-15-2013, 06:48 AM
 
Location: Copenhagen, Denmark
10,930 posts, read 11,729,269 times
Reputation: 13170
Navy OCS. Look at this: Paths to a Navy Commission. I went through OCS during the Vitenam era while I was in college and reservists under a program that no longer exists. It was easy. That is definitely no longer the case. Your MS, alone, won't buy anything in the Navy.
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Old 08-22-2013, 07:03 PM
 
1,738 posts, read 3,008,465 times
Reputation: 2230
The program no longer exists for Officers. I think the enlisted one got canxd too. They used to offer to repay loans but with the current fiscal crunch, it's gone.

It's extremely competitive to become an Officer in the Navy right now. Unless you have a 3.5+ GPA and can crush the entrance exam (it's similar to the GRE) you may have trouble coming in.
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