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08-02-2008, 10:15 AM
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Senior Member
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Join Date: Dec 2007
140 posts, read 117,977 times
Reputation: 47
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any others ?
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08-02-2008, 11:13 PM
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Senior Member
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Join Date: Aug 2007
125 posts, read 163,736 times
Reputation: 33
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for USDA you cannot currently own another home
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08-04-2008, 08:58 AM
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Senior Member
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Join Date: Mar 2007
1,821 posts, read 1,633,687 times
Reputation: 357
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Quote:
Originally Posted by C5Aprea
any others ?
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Basically 100% financing is gone. |
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08-06-2008, 04:01 PM
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Member
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Join Date: Jan 2007
Location: Katy, TX
69 posts, read 77,471 times
Reputation: 22
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100% Loans
The only 100% loan that I know of right now is the VA home loan.
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08-06-2008, 08:25 PM
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Senior Member
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Join Date: Aug 2008
Location: Washington, DC
351 posts, read 138,095 times
Reputation: 69
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Quote:
Originally Posted by c5aprea
any others ?
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naca |
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08-06-2008, 11:28 PM
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Senior Member
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Join Date: Mar 2008
Location: In bad economy limbo!
867 posts, read 726,765 times
Reputation: 216
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True on the VA, I just closed two VA buyers with zero down payment and have another in escrow. It is amazing to me how easy the VA process has become nowadays!
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08-07-2008, 09:59 AM
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Senior Member
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Join Date: Jan 2008
Location: Kentucky
972 posts, read 388,040 times
Reputation: 472
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We're currently going through USDA Rural Development's Direct program. We started the application process July 15th and are still waiting for our final yes or no.
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08-07-2008, 10:45 AM
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Second Place, You are still a loser!
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Join Date: Jul 2007
Location: Sugar Land, TX, USA
759 posts, read 712,881 times
Reputation: 157
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This may not be for everyone, but Bank Of America does 100% loans for Physicians...but before you jump on this, there are several catches.. their rates are alway about a 1/4 point higher than the average, They have an upfront fee, and they do charge you a 1/4 point upfront to NOT have an Escrow account.
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08-07-2008, 12:11 PM
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Mortgage Banker & Broker
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Join Date: Aug 2007
Location: Cary, NC
1,036 posts, read 948,750 times
Reputation: 406
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Quote:
Originally Posted by icon7
This may not be for everyone, but Bank Of America does 100% loans for Physicians...but before you jump on this, there are several catches.. their rates are alway about a 1/4 point higher than the average, They have an upfront fee, and they do charge you a 1/4 point upfront to NOT have an Escrow account.
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Was this recently? I thought they had changed it to 97% max on the program, like the other "my community" variations. |
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08-07-2008, 10:57 PM
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Second Place, You are still a loser!
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Join Date: Jul 2007
Location: Sugar Land, TX, USA
759 posts, read 712,881 times
Reputation: 157
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It is recent.
We still get fliers in the mail, 100% for up to $1M with no PMI.
Quote:
Originally Posted by rcarrillo
Was this recently? I thought they had changed it to 97% max on the program, like the other "my community" variations.
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