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Gotta be a rerun, our home needs some remodeling done, but we have no equity for now, and are just working to pay extra to the loan principal before it resets in 2011 (ARM)
I have been looking at their website to see if they are wanting to remodel homes in our location though!
Thanks for the advice, everyone. Sounds like I may be better off getting a higher mortgage loan amt. for a nicer house, than buying a cheaper one in hopes that I can remodel it.