We Like NJ (sales, apartment, rental)

[Superden]

Hello my name is Denis i am from Israel.
I and my wife think about to move to USA to NJ
We are 25 year old i am a Network Admin.

We read alot of info about live in USA and NJ and we want to know how much money we need for first time.
To rent apartment and buy some old car and all the other things food tax and ....

ps: Sorry about my English

[JerseyStrong1]

To rent an apartment you usually need to pay the first month's rent plus security deposit (usually equal to one month's rent) up front. How much that will cost depends on where in NJ you are looking and for what size/quality apartment. Cost varies widely throughout the state. An old car will cost you anywhere from a few hundred dollars to over 10,000. I'd spend at least a couple of thousand if you can.

[daliowa]

You'll need to budget for (at least):

rent
electricity / gas
phones
buying furniture / household items for the apartment
buying a car
car insurance
gas for the car and/or commuting costs by train to/from work
health insurance (your employer may or may not offer it, if they do than they will deduct it from your pay.)
groceries

Some landlords require that you buy renter's insurance.
You may want cable TV.

Do you have permission to work in the U.S.?

[4NJseasons]

Here are the big ticket items:
Rent $1500, plus 2 mo security $3000; Total $4500
Car $10,000
Furniture, Kitchen stuff $5000


I would imagine, $20K is essential, $25K will be better. That said, I immigrated to US 16 yrs back with $5000 in my pocket and a decent job. I think I used up about $2000 out of the $5000 to get started. Rented a $750/mo 400 sq ft apartment in Westchester County, NY. Credit was relatively easy in those days, I bought a new car within a month of arriving.

[samanthayakobchuk]

Actually, the security deposit is 1.5 month's rent, not two. That being said, as PP said, $1500 is not unreasonable to expect to pay for rent, if you're OK with a one bedroom. However, that rent would probably not include all utilities. Depending on where you want to live and what type of home you want to live in, your overall monthly payment could be anywhere from, say $1200 to over $3000.

$10000 for a pre-owned vehicle is not unreasonable, and you can easily get something that is less than ten years old and reliable. However, you need to factor in car insurance as well. It could be anywhere from $75-$200+ a month, depending on your credit score and how much coverage you want; it also depends on the company you go with.

There is a 7% sales tax on anything you buy, except for food and clothes (some towns offer 3.5% sales tax). If you are paying for a rental, you will most likely not have to pay for the property tax -- I have yet to come across a residential rental where you must pay property tax as well.

I hope this helps! More information on what you are looking for and how far you want to be from work (and where the job will be) would allow us to give you some better estimates.

[Superden]

Thank you all for the info. For now we locking for diffrent options maybe green card lottery or some job offer or we have some femaly mebmer in nj. We will find the way to go to nj only on ligaly way. We will have for first time somting like 60-80k we want some 1bd apartment low cost some old car i think about 4k.
Thank you all again great forum.

[cw30000]

If you have a choice where to work, don't come to NJ. It is simply too expensive. Find a location that is more affordable.

There is no point of working hard day in and day out and have nothing to show for end of the day.

[Superden]

Ok we will think about it. But we want new jersey for now, we have family in nwe jersey they can help us in a begining

[bbnetworking]

better to live where you have relatives at first. Who can show you around. best of luck

[daliowa]

Originally Posted by bbnetworking

better to live where you have relatives at first. Who can show you around. best of luck