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....Please don't kill me for making one of these threads.
Making $60,000/yr, early twenties (female), where can I afford to live that's reasonably safe? Would be working in Manhattan in the Financial District. Looking into areas of Brooklyn and Queens, but there are so many neighborhoods that it's a little hard to get a grasp on them all. I'm also not sure if the reality of getting approved is that income = rent*40 or rent*60 as I've seen several different numbers. Can I afford $1400 a month?
I don't mind how small of a place I live in, but after living in a pretty crappy quality apartment throughout college, I'm looking to upgrade to something a little bit nicer and possibly long-term. I'm going to rate quality as more important than necessarily being in the hippest neighborhood. However, I also don't want it to be a trek to get groceries or a bite to eat, and I'd like to keep my commute to work under 45 minutes.
$60K will be decent pay for a $1,200 -1,600 rental of an out-a-ways, second floor apartment of a house in Nassau County. Then you'll buy your LIRR ticket. And ride the train to Penn Station & get on the subway to Wall Street. So many do it that I just thought of it as normal when I was in it.
Believe me, some parts of Queens & Brooklyn will yield the same amount of commuting time but less quality of life.
You can be safe & live reasonably as a commuter. Does proximity to Manhattan matter to you?
Astoria, Queens, or Ditmas Park or Bay Ridge, Brooklyn. But please check commute times on the mta trip planner. I think they are all within 45 minutes but not 100% sure.
I was born in Bay Ridge & have a 82 year-old Godmother who still lives there in her mother's home -- so, I love Bay Ridge. But I'd rather travel on the LIRR from "Somewhere" Nassau County than the R or N train daily. The LIRR is just so much more civilized.
$60K will be decent pay for a $1,200 -1,600 rental of an out-a-ways, second floor apartment of a house in Nassau County. Then you'll buy your LIRR ticket. And ride the train to Penn Station & get on the subway to Wall Street. So many do it that I just thought of it as normal when I was in it.
Believe me, some parts of Queens & Brooklyn will yield the same amount of commuting time but less quality of life.
You can be safe & live reasonably as a commuter. Does proximity to Manhattan matter to you?
Honestly, I'd much rather be in the city. I definitely don't want a car and enjoy being able to walk to get lunch rather than drive. Additionally, I'm 22, single, and moving somewhere where I don't really know anybody - the suburbs are just not what I'm looking for.
Maybe Prospect Heights in Brooklyn? Near the museum or the library. You could get to the financial district in less than 20 mins from there with the 2 or 3 train.
Checkout WhyLeaveAstoria.com or Astorians.com for info as well. I love it here because it's about a 10min subway ride to 59th street, not much time spent commuting really.
....Please don't kill me for making one of these threads.
Making $60,000/yr, early twenties (female), where can I afford to live that's reasonably safe? Would be working in Manhattan in the Financial District. Looking into areas of Brooklyn and Queens, but there are so many neighborhoods that it's a little hard to get a grasp on them all. I'm also not sure if the reality of getting approved is that income = rent*40 or rent*60 as I've seen several different numbers. Can I afford $1400 a month?.......................
No,$1,400 is way too much to spend on rent with an income of $60,000.You can probably do it but it will put a squeeze on everything else in your life and you probably won't be able to save much of anything.
Don't go by the 40x rule.It's the landlords standard and represents the highest amount they think they can get out of you without putting themselves at risk of problems from you getting completely over your head.They don't care whether you have an enjoyable life or whether you save anything as long as they get as much as they can.
For some strange reason a lot of people seem to regard the 40x rule as onerous and view it as a minimum because it puts restrictions on where people think they should be entitled to live.Don't fall into they mindset.
1,100/mo is a much more prudent amount to spend on rent with an income of 60,000.
60,000 in NYC = a shared apartment in almost any area or a modest studio apartment in a non trendy "outer borough" neighborhood.Much below 60 and you don't even have the studio option.
Last edited by bluedog2; 11-01-2012 at 05:58 AM..
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(probably better bang for your buck too for the people that will chime in and say brooklyn)
