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Old 01-01-2015, 03:28 PM
 
Location: NYC
802 posts, read 1,367,395 times
Reputation: 621

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I live in southern brooklyn
I know my zip code (11235) has most expensive insurance in 5 boroughs.

But i think im still paying a lot! i was wondering how much you guys pay for car insurance in Brooklyn? other boroughs are welcome to share some tips and suggestions also.

i currently pay $213 a month for 2014 civic

im with state farm
any recommendations?
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Old 01-01-2015, 03:43 PM
 
12,115 posts, read 33,689,401 times
Reputation: 3868
i depends on other factors too

ive been with allstate for 22 years. my driving record has always been good. i got a new 2012 yaris 3 years ago i was initially paying about $2400 per year with a clean record and the DDC class


however my agent offered me a new policy and now im only paying about $1300 pr year. this is due to my safe record and longevity

im in zip code 10471 which is also hi risk

do you have longevity and a safe driver record? if you do maybe Allstate can help
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Old 01-01-2015, 03:52 PM
 
Location: NYC
802 posts, read 1,367,395 times
Reputation: 621
im 26 years old i have been with state farm for about 5 years
my driving record isnt great but it isnt that bad either

i actually tried calling few other companies about 2 years ago to get a cheaper price but no one was able to beat state farm price.

i want to try again...

i know a guy from queens who pays 65$ a month in queens
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Old 01-01-2015, 03:56 PM
 
Location: new yawk zoo
8,695 posts, read 11,084,011 times
Reputation: 6381
trade your car for a Buick sedan. watch rates fall
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Old 01-01-2015, 04:22 PM
 
Location: NYC
802 posts, read 1,367,395 times
Reputation: 621
btw i was paying $145 for my previous car
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Old 01-01-2015, 04:27 PM
 
2,253 posts, read 2,521,875 times
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$213 a month for a brand new car in Brooklyn sounds pretty reasonable, IMO.

Try Geico.

You could also take a defensive driving course and lower your premiums by 10% for 3 yrs.
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Old 01-01-2015, 06:04 PM
 
1,898 posts, read 2,970,030 times
Reputation: 886
Geico has always been the cheapest for me.

26 yo male.
Brand new 2014 escape.
Staten Island address
DDC
4 years with geico
Clean driving record
Full coverage
1300 a year.

No one has come close to that price for me
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Old 01-01-2015, 07:08 PM
 
Location: Bronx, NY
5,720 posts, read 20,050,733 times
Reputation: 2363
Geico all the way. They have the cheapest insurance rates in NYC, which is also why they are the biggest insurer in NYC.
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Old 01-01-2015, 07:12 PM
 
Location: NYC
802 posts, read 1,367,395 times
Reputation: 621
i got online quote from geico and it was little more than what im paying now
maybe ill try calling them to see if they can offer something cheaper
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Old 01-02-2015, 10:26 AM
 
80 posts, read 116,040 times
Reputation: 53
I currently have Geico paying about $212 per month for a 2011 bmw in zip code 11238. Only 2 years on driving experience but they have plenty of discounts to take advantage of. Make sure you call them and speak with a representative.
$212 for a civic is kinda high, what year is the car?
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