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Buy a fire proof safe, the kind that can be drilled in the bottom for 4 lag bolts to go through. Put it in a closet or wherever you don't mind drilling holes in the floor, then bolt it it down. Dont overdrill the hole size or the lag bolts will not tighten. The lag bolts are on the inside, so the unit needs to be opened top be able to loosen the bolts.
You will see indentations on the inside bottom showing you where the homes for the bolts go through.
Seems like a lot of time and hassle to save $25 a year.
Also, if the safe deposit box route, get one higher off the ground. For two reasons (it's easier on your back) and if there's a flood, you're less likely to have your stuff get ruined.
I'm not for safe deposit boxes really....My elderly mom and elderly aunt had one together, then my aunt died. And of course you don't think my 80 year old mom had a key, do you?
Thank Gd there was nothing we needed right away in the box.
The bank had no idea of the number to call the state office in charge of having come inspect the contents after a death. The number they gave me was the WRONG frigging number, which I called and called for MONTHS to no avail. I got a message and no one ever called back. Eventually I did my own search just called the state and finally got to the right office and person...SIX months later.
That hassle has forever turned me off of safe deposit boxes. I'm done with them. I was sooo pi$$ed and aggravated
My buddy showed me a trick......PaperMate pen box you get when you buy a box of pens(holds 25 pens I think)......It holds $10,000 in 100 bills and the box looks the same as when it has pens in it. He had in a desk draw for years! We refer to it as the Bank of PaperMate!
In home safes: Only as good as the install. I saw one that was bolted to the floor but the burglars used the weight of the safe to break it loose from the floor and drag it to the front door. Only glitch was it was too heavy to lift off the floor....burglars got NOTHING from that exercise but snatched a laptop and a set of car keys. If they would have gotten it out the door and opened it they would have gotten 600K in uninsured jewelry. Owner started using a safe deposit box from then on. Owner didn't want the safe since it was scratched up so I took it.............yep in the garage sitting on the floor empty! It is about the size of a 2 draw filing cabinet so you can't store rifles in there but it is heavy.
No safe is fire proof, according to an arson investigator I know. Not even the ones buried in the ground or in concrete. Some safes have fire resistant ratings, though.
All these hints about where one might hide things in a house are going to serve as a means of having your whole house trashed if the thieves have time....might end up having more loss than the value of the hidden cash.
Unless the thief knows going in that he (since it's mostly men) has a lot of time, I still think most burglars want to get in and get out with the obvious valuables they can see -- grab and go. I just don't see them staying on the scene for too long looking for something that may not even be there. I know I wouldn't risk getting caught....and never find anything anyway.
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It is about the size of a 2 draw filing cabinet so you can't store rifles in there but it is heavy.
