What bank should I go with: Ally Bank or a credit union?

[jtur88]

Originally Posted by Lowexpectations

I really don't need anyone to call me by my name when I walk in. I'm not sure I'd have a reason to be inside the bank or credit union in the first place

In that case, the answer to your question is Ally. Having a local bank to do business with is of no benefit to you.

[jtur88]

Originally Posted by pinkydapimp

I suppose if i ever had that need i could just take the check to the bank it was written from.

Dream on. First, that bank is probably in Delaware or South Dakota, and second, they won't cash it for you if you don't have an account there.

[Jeo123]

Originally Posted by jtur88

Dream on. First, that bank is probably in Delaware or South Dakota, and second, they won't cash it for you if you don't have an account there.

Half true. Just about all banks will charge you a fee if you go to the exact branch that the check is drawn from. So you may have to go to South Dakota, but if you can find the exact branch, they'll almost always cash it for you.

You may have to pay $10 or something similar. Not a course I'd ever want to take... but possible.