Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
It will be 10 years ago this summer that my bankruptcy will be discharged so it will be falling off my credit. I currently have a 724 credit score. I also just paid off a $2k federal student loan balance. Is there any estimation of approximately how many points this may increase my credit score? Obviously I know it depends on many factors, but I was wondering if anybody had personal experience with this. Might I be looking at a very small increase (like 4 points), or does a bankruptcy no longer appearing on a credit report usually cause a major increase (like 20+ points)?
Likely you will see a smaller gains has score goes up. You can look at their site to see what effects what. Once our got to 800 it really took time point by point. Good job; just guard it and you will see the benefits.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
