freelance (pay, taxes, credit, income)

[tentenequals20]

My cousin is working freelance as a tutor. She expects about 12K a year. Many students may pay her for skype lessons.

An alternate is for her to work as a nanny part time for her mom, which will also pay her 12K.

she wants to apply for obama care, which will give her tax credits.

From a total tax perspective, which employment is better for her to choose? she likes both jobs, but needs to pick one.

thank you.

[Electrician4you]

Which job does she like better?

[Pitt Chick]

She should be able to tutor AND be a part-time nanny.

[j_k_k]

Tax credits are of limited benefit when one doesn't have much income, because there's not much tax to wipe out.

[tentenequals20]

thanks. For time reasons, she could only do one. She's ok to do either. Her mom may have to pay more taxes if she employees her as a nanny (nanny tax?)..