Do medical bills being transferred to collections affect my credit score? (garnish, employee)

[chb119]

Originally Posted by renter16

I had no clue lab work would cost that much.

Originally Posted by renter16

I won't be out of this mess until 12/23 or 1/20/17

So give me some credit for having a financial plan

Having a plan and good plan are two different things. Knowing how much something will cost goes into the good plan column.

[renter16]

Originally Posted by UNC4Me

Did you receive a bill or bills informing you of the amount you owed above and beyond what your insurance paid? If so, you did have a "clue", you just chose ignored it.

And you could have also asked the providers for estimates ahead of time so you knew what to expect. Another "clue".

I ignored because I thought it had to be a mistake since I'm not in position to hand some $2000

[renter16]

Depending how things go in October I may pay half on 10/23

[Pitt Chick]

Originally Posted by renter16

I ignored because I thought it had to be a mistake since I'm not in position to hand some $2000

You ignored bills from the hospital?
You should have called them to clarify.

Ignoring things does not make them magically disappear. You have to deal with them eventually.
You could have prevented all this.

[TaxPhd]

Originally Posted by renter16

It was a case of not having the money. Not many people have $2000 laying around to give to a hospital that already has billions of dollars. I'm sure they won't close down behind my $2000

That the hospital has money in no way relieves you of paying your debt. What's wrong with you?

[TaxPhd]

Originally Posted by renter16

I don't think the average working person should be penalized for not having $2000

If you don't want to be penalized for not having $2,000, you shouldn't consume $2,000 worth of services.

[mathjak107]

Originally Posted by renter16

I ignored because I thought it had to be a mistake since I'm not in position to hand some $2000

now that is one of the funniest excuses I have seen on city data yet .......

it is as ridiculous as :

I didn't steal the car , it was parked in front of the cemetery so I thought the owner was dead .

[TaxPhd]

Originally Posted by renter16

I ignored because I thought it had to be a mistake since I'm not in position to hand some $2000

You thought THEY made a mistake, because YOU didn't have $2,000? Seriously?

How old are you?

[mathjak107]

[Pitt Chick]

My new saving strategy which started yesterday and confident I will save more
Here the OP says he has "Been eating out on Fridays since 1988", so he is not young.

OP seems to not have a firm grasp on financial issues, with that thread above and this one... My job wanted to know if anyone was interested in signing up for 401K while offering Low Salaries??

I would suggest a class or two at a community college! They would help far more than a message board.