Anyone use Curadebt?

[Abner77]

CuraDebt told me they would pay off any unsecured debt over 5500.00 and charge me 300.00mo. For 28 mos. But if they talked the company u owed down on the dollar amount I had been billed then the 28 mos. would be lessened to a fewer no. Of mos.until the total amount was paid in full. Mean while the the negative debts were taken off my record and my credit score went up. All three bureaus, transunion, equafax, Experian, improves. Does anyone reading this have any advice on this matter?

[freemkt]

Originally Posted by RjRobb2

I would never use any of those counseling companies. I have worked as a loan officer and a collection associate for a large credit card company and have never seen anything positive come from using those companies.

I have seen them take peoples money, make late payments, or not make any payments at all. They took my uncles credit for upper 600s down to the lowest score I have ever seen in 4 months time by taking his money and not paying any of his debt.

Those companies dont do anything that you cant do yourself with the proper negotiations. If you call and talk to your creditors, most of them will work with you just as much as those places claim they can do.

Have you seen scores below 500 or 450?

[C.William]

Hmm well I found this review on quora. It seems legit. But seriously they seem to have pretty high ratings. https://penny4thoughts.com/curadebt-review/

[Potential_Landlord]

I'm not an expert in this area - would Take Charge America be good? They seem to be a non-profit. The reason I'm asking is we used their facility when I learned tax stuff as a volunteer for the free tax service at the community college (for elderly and low income people).