Should I go ahead and pay in full my mortgage or save the extra cash?

[leastprime]

You have a below market interest rate.
Home prices are drifting down because higher rates to the buyer who can afford just $N for the mortgage payments.

[Nolefan34]

Originally Posted by spalam01

Ok. Thank you. I will focus on saving the extra cash instead of paying off the mortgage.

By money market account, do you mean these money market accounts: https://www.magnifymoney.com/blog/ea...et-rates-2017/

OR

do you mean money market mutual funds https://www.investopedia.com/article...et_savings.asp

The first type. Not mutual funds. By money market, I mean a high yield savings account. Mutual funds are long term investment vehicles like stocks. You should avoid investing your money in stocks, bonds, or mutual funds if you need the cash to buy a house within 2 years.