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Do you or your father order off Amazon? Any way his address is on your account? (Mine has several addresses as I sometimes ship to relatives directly.)
The Amazon Prime Rewards Visa Signature Card and Amazon Rewards Visa Signature Card are through Chase. Before I had an Amazon card, I believe their offers popped up pretty often when checking out - you applied for the card and immediately saved so much or got a gift card for an amount. I was able to use my card at Amazon long before they sent me a physical card in the mail.
Hopefully, Amazon can maybe tell you if one of these offers was clicked. Maybe until it is actually used to place an order on Amazon they don't continue with the activation process?
Yes, I have ordered from Amazon numerous times, but my dad has not, and his address was never part of my account. I would have no reason to have stuff shipped to his house.
Im thinking something like this happened, and it was not ID theft.
We all know places buy and sell our personal data (like SS number, mothers maiden name, city where we were born, etc), why would it be surprising if Amazon opened a credit card for me, thinking I would request the card and start spending?
*I still havent heard back from Amazon fraud dept. Im going to call back today.
Yes, I have ordered from Amazon numerous times, but my dad has not, and his address was never part of my account. I would have no reason to have stuff shipped to his house.
Im thinking something like this happened, and it was not ID theft.
We all know places buy and sell our personal data (like SS number, mothers maiden name, city where we were born, etc), why would it be surprising if Amazon opened a credit card for me, thinking I would request the card and start spending?
*I still havent heard back from Amazon fraud dept. Im going to call back today.
I can’t offer any advice, except, I would immediately freeze my credit at all agencies cause something is going on.
Well, I spoke with Amazon..this was NOT ID theft (not in the traditional sense anyway)
This is something Amazon/ CHASE did, I found out the account was never activated, this was sent to me hoping I would request the card and start spending, it was marketing basically.It took me about 45 minutes to get them to admit this though, at first they were telling me I had checked a box in my last amazon purchase, which basically automatically applied for a Chase/amazon credit card (a pre-approval anyway)..I know for a fact I never did this, makes me mad they tried to use this excuse too!
I asked how they had my mothers maiden name, my SS, etc. turns out the credit card I used to buy stuff from Amazon in the past is how they obtained this info, she said this info is shared with other credit card companies so they can target potential customers. They also said if I had requested the card, I would have been asked to fill out my employment and income details for final approval, this is pretty clever of them actually.
Im not really sure what to do now, the account is closed (even though it was never activated??) There is nothing unusual on my credit report ( checked all 3 btw).
Well, I spoke with Amazon..this was NOT ID theft (not in the traditional sense anyway)
This is something Amazon/ CHASE did, I found out the account was never activated, this was sent to me hoping I would request the card and start spending, it was marketing basically.It took me about 45 minutes to get them to admit this though, at first they were telling me I had checked a box in my last amazon purchase, which basically automatically applied for a Chase/amazon credit card (a pre-approval anyway)..I know for a fact I never did this, makes me mad they tried to use this excuse too!
I asked how they had my mothers maiden name, my SS, etc. turns out the credit card I used to buy stuff from Amazon in the past is how they obtained this info, she said this info is shared with other credit card companies so they can target potential customers. They also said if I had requested the card, I would have been asked to fill out my employment and income details for final approval, this is pretty clever of them actually.
Im not really sure what to do now, the account is closed (even though it was never activated??) There is nothing unusual on my credit report ( checked all 3 btw).
Was it an actual credit card or it looked like one? I get advertisements all the time that have a fake card in it
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