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I am so excited everyone! If you all remember my previous thread about playing the credit card game or my thread where I was approved for 0% APR for 6 months this is going to really blow you all away! I believed that the credit card company was cracking down on extending credit to people even if they have good/excellent credit, so I thought I would only qualify for a 0% APR for 6 months, 3% transfer fee. Well guess what happened as of yesterday??? I applied on my phone for a Capital One Orbitz Visa Platinum card which is 0% APR for a year, no transfer fee and no annual fee. As soon as I hit submit, I got a notice saying I was friggin approved!! So my plan will go as desired: Once the 0% APR for 6 months cards expire, I will roll over the remaining balances on my new card!
Location: 23.7 million to 162 million miles North of Venus
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Quote:
Originally Posted by KeraKera
I am so excited everyone! If you all remember my previous thread about playing the credit card game or my thread where I was approved for 0% APR for 6 months this is going to really blow you all away! I believed that the credit card company was cracking down on extending credit to people even if they have good/excellent credit, so I thought I would only qualify for a 0% APR for 6 months, 3% transfer fee. Well guess what happened as of yesterday??? I applied on my phone for a Capital One Orbitz Visa Platinum card which is 0% APR for a year, no transfer fee and no annual fee. As soon as I hit submit, I got a notice saying I was friggin approved!!
Wow, congrats .. 0% for a year and no fee balance transfers are rare these days. You did good!!!
Quote:
So my plan will go as desired: Once the 0% APR for 6 months cards expire, I will roll over the remaining balances on my new card!
Double and triple check to make sure the Cap One balance transfer offer will still be good in 6 months.
I am so excited everyone! If you all remember my previous thread about playing the credit card game or my thread where I was approved for 0% APR for 6 months this is going to really blow you all away! I believed that the credit card company was cracking down on extending credit to people even if they have good/excellent credit, so I thought I would only qualify for a 0% APR for 6 months, 3% transfer fee. Well guess what happened as of yesterday??? I applied on my phone for a Capital One Orbitz Visa Platinum card which is 0% APR for a year, no transfer fee and no annual fee. As soon as I hit submit, I got a notice saying I was friggin approved!! So my plan will go as desired: Once the 0% APR for 6 months cards expire, I will roll over the remaining balances on my new card!
I called Bank of America about 3 weeks ago to complain about a fee, and they immediately took it off, and offered me a 0% APR no fee balance transfer for 6 months. 0% with no fee is basically giving money away, and loan standards are supposedly tight, the guy even offered that if I paid off my current balance $164 (which I did), then and there that I could take out my entire credit limit of $17,000 at 0%(Which I did not).
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