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How funny...we have 2 credit cards, and guess what they are!
Honestly I prefer the AmEx blue over our Chase Freedom; the rewards are more straightforward and a better % on overall purchases. Also with the AmEx there is a GREAT way of making graphs and charts through the website and seeing where your money goes.
We got the Chase Freedom because we needed a non-AmEx card to pay our health insurance with. Also, at the moment we're getting a year of no interest (expires October 2010). It's fine, but we use the AmEx more. Chase has this lame "rewards mall" thing to cash in your points. We never use that--we just order the rewards checks.
Honestly we never have paid a cent of interest on either card, so I couldn't tell you what our APRs are. All in all, though, both cards are good, but I would lean towards the AmEx Blue.
I think American Express customer service takes all. I had to have a few cards replaced, spent 15 minutes talking to my Citibank mastercard person to mail me out a new card (after them trying to upsell me insurance and other crap), Amex took maybe 3 minutes with no upsell. I dont use it a whole lot though
I have an AmEx Blue Cash, and I use it all the time. They've raised my interest rate twice, by a total of about 8 points, but I pay in full every month so it's more of an annoyance than a concern. No annual fee + generous cashback program = one happy customer.
We have the Amex blue cash and are very happy. When I had problems with Amex they quickly sorted the issue and I got follow-up calls to double check it was all OK. Great service and the best website I have seen from a credit card company.
AMEX Blue cash rocks!
I used the card for gas, groceries, gym membership, cell phone service, pet supplies and medical co pays after using all of my FSA for the year and I got a cash back reward of $196!
Never paid a dime in interest for using it and they gave me a increase of $2k in credit limit (it's now $11k) which puts me in excellent credit levels!
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