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I think everything except catastrophic health care premiums should be done away with, with an exception of more coverage for the elderly on fixed incomes. If people had to pay they wouldnt run to the ER everytime they had a fart crossways and costs would go down. Even paying my premiums for health care at a managable cost my deductible is so high I never meet it and still pay out of pocket for any dr. visits and prescriptions.
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I guess having everyone without health insurance put to sleep would fix it.
Back when my kids were little, I was struggling financially and had no healath insurance. If I had a dr. or hospital bill I went to the financial office and worked out monthly payments.
I have often argued herein that the uninsured cost property owners a lot of money. If the uninsured have to obtain health insurance, it would help ease the tax burden.
Here in Tarrant County, Texas, for instance, we have a separate property tax to support the county hospital. As part of my job I review thousands of pages of medical records from said county hospital, concerning people who are filing for Federal disability benefits, have no health insurance, and go to the county hospital for 'free' treatment: of everything from headaches to hangovers. The medical doctors at said hospital will order every conceivable diagnostic test if the person, for instance, complains of recurring headaches (MRI scans of the brain, etc).
The health reforms is, in part at least, trying the shift the cost of this 'free' medical treatment from the taxpayer to the uninsured and the health insurance companies. The uninsured will pay what they can, and will receive help for the remainder of the premium.
Mr. Romney recognized this back in 2005 when he spoke of the new health insurance reform for his state. Indeed, back when the Clintons were trying to introduce universal health care the Republican leaders of that time insisted that purchasing health insurance be mandatory: a position that Mr. Clinton was unwilling to accept.
There are a ton of people on here complaining about the healthcare mandate. Currently in the US, everyone gets healthcare. Those who are young, old or disabled have federally funded healthcare and they pretty much universally do not want it taken away. The others can just walk into a hospital with an emergency and take advantage of the healthcare services that are paid for by those with health insurance.
For those of you without health insurance and who are against the mandate, please explain why I should be expected to pay for you. I have health insurance and I fund the healthcare system. You don't.
I guess I can see why you are against the mandate. You'd rather free load. It's funny how so many of complain about personal responsibility, but have no plan to take care of yourself (other than leeching off of others) should you get sick or injured.
why should I pay for you
you are part of the problem with you having insurance (doesnt matter if its private or government)..insurance is part of why costs are going up, and up
To the OP, good question. And we all suffer because people don't get insurance. The ER is FILLED with people who use it as their own private family doctor because they know they will never pay. This just makes more of a burden for the rest of us. We are all required to get car insurance. This really should be no different. I just think the issue is absurd premiums and issues getting coverage because of preexisting conditions. And I believe the plan is supposed to help eliminate this issue in general.
you are part of the problem with you having insurance (doesnt matter if its private or government)..insurance is part of why costs are going up, and up
I pay MY bills MYSELF...no need for insurance
Just a question? Will you be able to pay if you get a catastropic illness? I realize some people can afford to do that. I would not be able to. When I was 30, I was diagnosed with thyroid cancer. It wasn't caused by me abusing myself, eating poorly, smoking or anything. As far as they know, just a spontaneous cancer so I could not have prevented it.
It wasn't a cheap disease to treat and I couldn't have paid the whole thing myself. Do you have any suggestions for how to handle those situations?
It wasn't a cheap disease to treat and I couldn't have paid the whole thing myself. Do you have any suggestions for how to handle those situations?
Setup a PAYMENT PLAN with the hospital. Why do you ignore this option? You buy a house on a payment plan that costs way more than most medical procedures right?
It's also possible that the post is so off-base as to be almost laughable. I am 67 and have that government health care, Medicare, but no doctor will accept me as a patient because it doesn't pay enough. I may as well be uninsured.
Don't say no, because I've yet to meet an elderly who has the same complaint about doctors as you do. But assuming that is true, Medicare is expense because of it being a publicly backed private enterprise. I would prefer it be set more along the lines VA health care system is. After all, the government collects only a third or less of total Medicare expense via taxes. But we want our taxes to be low as well...
Setup a PAYMENT PLAN with the hospital. Why do you ignore this option? You buy a house on a payment plan that costs way more than most medical procedures right?
Do you have anger issues? Why do you think I'm "ignoring" this issue? You assume so much.
Some hospitals do offer payment plans and some turn you right over to a collections agency if you cannot pay it off it two payments. Yes, I know this from personal experience with someone who actually had insurance but their out of pocket was SO high. It's never as easy as "set up a payment plan." Never.
For some reason the Left thinks this option doesn't exist. Maybe because they just don't want to pay for ANYTHING just freeload.
The "left" whoever they may be, knows these options exist; however, they know that this option is not always the bed or roses and Eureka!! solution you make it out to be. A $40,000 hospital bill is not given a 5 year payment plan.
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