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Old 08-02-2011, 07:53 AM
 
Location: Tennessee
37,803 posts, read 41,019,978 times
Reputation: 62204

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Quote:
Originally Posted by EinsteinsGhost View Post
I guess you'd rather have insurance company cover only what they can for both men and women. Mammogram... no m'am, we won't cover since you're not "special".
I'm sick of mandates period because somebody is always at the bottom of the food chain with all of these business mandates and those people at the bottom are us who pay in pass down costs. Obama can say, well actually he won't admit it, that he's sticking it to business but he's sticking it to all of us that aren't sucking on the government teat.
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Old 08-02-2011, 07:55 AM
 
Location: Dallas, TX
31,767 posts, read 28,822,592 times
Reputation: 12341
Quote:
Originally Posted by LauraC View Post
I'm sick of mandates period because somebody is always at the bottom of the food chain with all of these business mandates and those people at the bottom are us who pay in pass down costs. Obama can say, well actually he won't admit it, that he's sticking it to business but he's sticking it to all of us that aren't sucking on the government teat.
Are you ever 'sick' at corporate interests for taking you and your welfare on a ride? I would like to hear about it.
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Old 08-02-2011, 07:57 AM
 
41,813 posts, read 51,059,937 times
Reputation: 17865
Quote:
Originally Posted by EinsteinsGhost View Post
I guess you'd rather have insurance company cover only what they can for both men and women. Mammogram... no m'am, we won't cover since you're not "special".
You're missing the point, the service provider has no incentive to lower costs for this procedure since it's mandated and the insurance company has justification for higher rates since they have to cover it. It's not the only reason but these ever increasing mandates is one of the reasons people can't afford insurance because they are all "Cadillac plans".
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Old 08-02-2011, 08:00 AM
 
Location: Dallas, TX
31,767 posts, read 28,822,592 times
Reputation: 12341
Quote:
Originally Posted by thecoalman View Post
You're missing the point, the service provider has no incentive to lower costs for this procedure since it's mandated and the insurance company has justification for higher rates since they have to cover it. It's not the only reason but these ever increasing mandates about what has to be covered is one of the reasons people can't afford insurance because they are all "Caddilac plans" mandated by law.
What is the point of health insurance? If insurance companies can't provide the minimum necessary to people, then they ought to die and be replaced with something that will work.
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Old 08-02-2011, 08:02 AM
 
22,768 posts, read 30,737,789 times
Reputation: 14745
Quote:
Originally Posted by djmilf View Post
Seriously?

Didn't you have "that talk" with your mother or health class teacher?

Didn't she explain that women are much more biologically complex than men? Do we really need to have someone sit down and explain it to you?
She neglected to mention the part where everyone in society is supposed to pay for that.

Maybe the solution is for insurance companies to start offering gender-specific healthcare plans, so women can have the extra coverage they need, and I don't have to pay for it.

Last edited by le roi; 08-02-2011 at 08:10 AM..
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Old 08-02-2011, 08:05 AM
 
Location: Sierra Vista, AZ
17,531 posts, read 24,701,378 times
Reputation: 9980
Quote:
Originally Posted by LauraC View Post
"Insurance companies must fully cover contraception, HIV and HPV screening and a handful of other women’s health services under new guidelines released Monday by the Obama administration. Insurers may not charge a co-payment or deductible or require co-insurance for any of the preventative measures outlined by an Institute of Medicine (IOM) panel charged with identifying services considered necessary for the health and well-being of women. Going into effect August 1, 2012, the mandatory guidelines also include annual preventative care checkups for women, screening for gestational diabetes, counseling on sexually-transmitted infections, breastfeeding support and domestic violence screening and counseling."

White House: Insurers must cover abortion pill - Washington Times

Just who do you think is going to pay for all of these new "free" women's services mandated by Obama? All of us who pay for all or part of our health insurance, that's who. And when health insurance costs go up for employers who provide health insurance for all of their employees what's going to happen then? And the President who promised under Obamacare you get to keep your health insurance and goes through backdoor and does this mandating, what then? He'll blame those mean insurance companies that keep raising your rates, that's what he'll do? And what will the voters do? They'll scream for the government to save them with single payer healthcare. Don't you see what he's up to?


Do you pay your health Insurance Bill to president obama?
One in eight dollars paid to United Health goes to the salary of it's CEO

You are making a great case for Socialized Medicine. It's the Free Market, pay your bill.
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Old 08-02-2011, 08:08 AM
 
41,813 posts, read 51,059,937 times
Reputation: 17865
Quote:
Originally Posted by EinsteinsGhost View Post
What is the point of health insurance? If insurance companies can't provide the minimum necessary to people, then they ought to die and be replaced with something that will work.
What's the point if you're driving the costs up so high that no one can afford it?

Procedures like this go beyond the scope of minimum health insurance, it's no longer insurance but health service plan. This is what I want in my policy, one that covers emergency services and catastrophic illnesses. Things that could actually have severe impact on my life. The insurance company could offer better plans for those that want or could afford them.
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Old 08-02-2011, 08:10 AM
 
Location: Dallas, TX
31,767 posts, read 28,822,592 times
Reputation: 12341
Quote:
Originally Posted by thecoalman View Post
What's the point if you're driving the costs up so high that no one can afford it?
Why do you think health insurance premiums doubled in eight years, starting around 2000? Mandates you say?

Quote:
Procedures like this go beyond the scope of minimum health insurance...
Please define what you take as a minimum health insurance coverage, and who/what must dictate it.
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Old 08-02-2011, 08:21 AM
 
Location: Long Island
32,816 posts, read 19,488,320 times
Reputation: 9618
Quote:
Originally Posted by jambo101 View Post
Why not just install a single payer universal health care plan for the whole country then you wont have to worry about all those co pays,deductibles,caps and all the other problems associated with that dogs breakfast of a healthcare system you have now.
because you (the taxpayer) cant afford singlepayer


look at the cost of insurance....not care(which is higher) but insurance

a person gets insurance though thier work..the work pays about 75% of that cost..so the individual is paying (an example) $250 a month, yet the business is paying 750 a month......and that is for each employee

with single payer..the business will no longer have that expanse,,and you know darn well they will not give the employees a raise....but the TAXPAYER...ie the working individual will get socked with the ENTIRE cost of health care

health care costs (actual care) will be well over 2.5 to5 TRILLION(some even say higher) a YEAR, and CONSTANTLY raising.....divide that by the 110 million taxpayers..and you are looking at an average cost of 25,000 to 50,000 (or higher) to EACH TAXPAYER....can you (as an individual person)afford that




just how would you pay for a national single payer system for all????
btw....

medicaid is a (quazi)single payer(run by the states (funded by mostly the federal government))

look at 'medicaid' the government single payer system (not medicare for the elderly),,,.....
1. currently there are about 30-35 million people on medicaid which is a single payer system,,.....
2. the cost for FY10 (FY11 is about to finish in 60 days then on to fy12(still not a budget signed)) was 340 BILLION.......to cover about 10-12% of the population.............
How much would that cost for the entire 320 million in our popuation,,,about 3.5 TRILLION PER YEAR (give or take a 3/4 a trillion)(THAT'S MORE THAN THE INTAKE THE GOVERNMENT HAS RIGHT NOW),,,,.....based on the TAX RECEIPTS from the IRS, there were 115 million tax returns (1040/a/ez) last year (of those about 40% were zero tax, some even got more back than they paid in)..............so again 2.5 to 5 trillion dollars, divided by the 115 million taxpayers (of which many (about 47%) get back most if not all (and some more than what they had deducted)) and you have a household TAXBILL of 20k-50k per hjousehold..................can YOU afford that????

the math is there



we cant AFFORD a single payer system.....infact if you look at most coutries with a NHC they are in the RED (going bankrupt)

its NOT free,,,some how or another the money has to come from somewhere,,,it doesn’t grow on trees
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Old 08-02-2011, 08:22 AM
 
41,813 posts, read 51,059,937 times
Reputation: 17865
Quote:
Originally Posted by EinsteinsGhost View Post
Why do you think health insurance premiums doubled in eight years, starting around 2000? Mandates you say?
You have severe problem in understanding the written word, what part of "it's not the only reason" do you need help with?


Quote:
Please define what you take as a minimum health insurance coverage, and who/what must dictate it.
Emergency services and major procedures. Broken bones, Heart Illness, Cancer..... if a woman has a reason to get mammogram then it should be covered but we don;t need a mandate for elective ones. There is a few things would be borderline like birthing costs and prenatal care that I would agree with being mandated because of the costs.

Bottom line is we need affordable health insurance that is just going to cover major bills that could have severe financial impacts.
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