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This thread is morphing into as health care thread.
But at the risk of that, if "insurance should only be for hospitalization," how does one who isn't rich but has cancer, supposed to pay for oncology visits for chemo that can run $1,000 per week or more?
Get rid of insurance and prices will come down.
We didn't always have insurance for doctor visits and treatment.
That was paid for out of pocket.
Some treatments were covered 80/20.
But when you only have to pay $15 then you don't care what the actual cost is.
It's called "starve the beast". When there is no insurance then people can't afford. If they can't afford it all these medical places would close up due to lack of business so their only alternative would be to lower prices.
But people are too afraid to propose that path.
Cosmetic surgery is not covered by insurance and prices have not skyrocketed.
Why ? Because they would price themselves out of business, that's why.
Do that by getting rid of insurance.
You go to the doctor, you pay the doctor directly.
Insurance should only be for hospitalization.
That's how it used to work and it worked just fine until we went and changed it with the advent of HMOs and intrusion of insurance into regular doctor visits.
That's kind of how it is now with my high deductible plan. The yearly deductible for individuals is $3500 and $6000 for my family. So I have to pay for pretty much all Dr visits but at least I can use pre-tax dollars with my HSA card. That goes for prescriptions as well.
This is what happens when you let government into your life, people. There's already talk of denying restorative care to stroke patients older than 70--no matter how light the stroke and no matter how healthy they are, otherwise.
This message smells of dog crap.
Here is a republican rep. who had a stroke, he has had three brain surgeries and extensive physical therapy. I doubt he was a smoker, drinker, or grease burger eater.
People, such as myself who have had strokes, cannot pay for the medical care required to rehabilitate, and how dare the OP and his ignorant rant link make light of medical issues. Your friend OP, Breitbart is a bumbling fool.
Senator Kirk's Statement on President Obama's Inauguration
Quote:
WASHINGTON, D.C. - U.S. Senator Mark Kirk (R-Ill.) today issued the following statement upon the commencement of President Barack Obama’s inauguration:
“I congratulate President Obama on his second inauguration as President of the United States of America. During these next four years, I hope Republicans and Democrats can find ways to come together and work in a bipartisan fashion to solve our budget problems, boost our economy, strengthen our national security and reform our government."
This is what happens when you let government into your life, people. There's already talk of denying restorative care to stroke patients older than 70--no matter how light the stroke and no matter how healthy they are, otherwise.
Health insurance companies already do this. Or at least, they used to. Costing them too much money? Bye bye. Pre-existing condition? Bye bye.
That said, the writer of that article absolutely hit the nail on the head with his depiction of some of the "better than you" left-wingers I've encountered. Kind of like the "holier than thou" right wingers!
...from the prevaricator who promised none at all. First the "penalty" for not having insurance. Next up, the Obamacare provision that will allow insurance companies to "tax" smokers who buy individual policies as much as $4,250 a year for a 50-year old and $5,100 a year for a 60-year old. Can't wait to see what's next!
Last edited by Curmudgeon; 01-27-2013 at 09:57 AM..
We didn't always have insurance for doctor visits and treatment.
That was paid for out of pocket.
Some treatments were covered 80/20.
But when you only have to pay $15 then you don't care what the actual cost is.
It's called "starve the beast". When there is no insurance then people can't afford. If they can't afford it all these medical places would close up due to lack of business so their only alternative would be to lower prices.
But people are too afraid to propose that path.
Cosmetic surgery is not covered by insurance and prices have not skyrocketed.
Why ? Because they would price themselves out of business, that's why.
We didn't always have insurance for doctor visits and treatment and many people who couldn't afford out-of-pocket went without treatment. That's essentially rationing. The other way is single payer government run insurance, that is half the cost with better medical outcomes.
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Another stealth tax on the middle-class...
