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The reason the burden ever was partially on employers was b/c they decided to offer it as part of a benefits package out of the goodness of their heart, and now they are being taken advantage of for that generosity.
You like to quote statistics, perhaps you can find the stats saying how many people are being affected by ins companies not taking them on due to pre-existing conditions.
By "adjustments," you must mean raise prices, cut employee hours or entire jobs, or just plain go out of business. Yes, sounds like a great plan.
OK, here's what I found from a 2011 article on CNN:
"The number of people who lacked health insurance last year climbed to 49.9 million, up from 49 million in 2009, the Census Bureau said Tuesday.
Nationwide, 16.3% of the population was uninsured last year, statistically unchanged from 2009."
Since most people wish they could have health insurance, I'll assume that many of those 50 million, either are being denied coverage or cannot afford it. Obamacare will help those people, and that is a huge number of people. And realize these are not poor people who can get Medicaid. These are working middle-class people like myself. (There may be some in there who simply cannot be bothered with it, and that's unfair too, since they certainly cost the system if they go to the ER for their medical care. )
Can we stop spouting off about who can afford to pay more? It's not your business what their bills might be. $166k or even $118k for a two-income household is really not that much. Have you seen the cost of living in some urban centers like NYC and LA?
And why are we subsidizing the middle class at all? That makes no sense whatsoever, with health care or anything else.
Wow you're bossy. I was replying to someone else who brought up a valid point. You don't run this thread.
Also, this will help the small-business owner because they are probably one of the middle class.
$166K is not a low income anywhere in the U.S. including NYC. It might not be a high income there, but don't tell me it's low when people survive in NYC who are waiters and fast-food workers.
The reason the burden ever was partially on employers was b/c they decided to offer it as part of a benefits package out of the goodness of their heart, and now they are being taken advantage of for that generosity.
Insurance plans were offered by employers to get around price controls put into place back during the 40's or so. Companies could write off the expense and employees were not taxed on the benefit. At one point, before the AHA meddled with the market we had real insurance.
Insurance plans were offered by employers to get around price controls put into place back during the 40's or so. Companies could write off the expense and employees were not taxed on the benefit. At one point, before the AHA meddled with the market we had real insurance.
Right, it was after WWII, around 1950, that employers started offering to pay health care insurance premiums as a benefit in order to lure in workers. And medical care and its cost were much more limited in 1950 than now, of course.
One reason for the rising numbers of uninsured people, is that the percentage of people who had health insurance through their employers continues to fall---it fell to 55.3% in 2010 from 56.1% the year before, continuing a long, downward trend.
OK, here's what I found from a 2011 article on CNN:
"The number of people who lacked health insurance last year climbed to 49.9 million, up from 49 million in 2009, the Census Bureau said Tuesday.
Nationwide, 16.3% of the population was uninsured last year, statistically unchanged from 2009."
Since most people wish they could have health insurance, I'll assume that many of those 50 million, either are being denied coverage or cannot afford it. Obamacare will help those people, and that is a huge number of people. And realize these are not poor people who can get Medicaid. These are working middle-class people like myself. (There may be some in there who simply cannot be bothered with it, and that's unfair too, since they certainly cost the system if they go to the ER for their medical care. )
Not necessarily, I've never taken advantage of insurance and I have always had it available to me. Hence, I am included in that uninsured number. 40% of the uninsured are 18-34, 20% are immigrants, 26% are eligible for pubic aid and do not use it, 20% have income over $75K.
OK, here's what I found from a 2011 article on CNN:
"The number of people who lacked health insurance last year climbed to 49.9 million, up from 49 million in 2009, the Census Bureau said Tuesday.
Nationwide, 16.3% of the population was uninsured last year, statistically unchanged from 2009."
Since most people wish they could have health insurance, I'll assume that many of those 50 million, either are being denied coverage or cannot afford it. Obamacare will help those people, and that is a huge number of people. And realize these are not poor people who can get Medicaid. These are working middle-class people like myself. (There may be some in there who simply cannot be bothered with it, and that's unfair too, since they certainly cost the system if they go to the ER for their medical care. )
You can't really make that assumption, though. I'm not saying there aren't flaws in the system, but forcing people to buy ins and setting things up so that costs will rise all over the place is absolutely not the answer. I would rather have single payer than this monstrosity, as at least that would address the real issue.
Not necessarily, I've never taken advantage of insurance and I have always had it available to me. Hence, I am included in that uninsured number. 40% of the uninsured are 18-34, 20% are immigrants, 26% are eligible for pubic aid and do not use it, 20% have income over $75K.
You can't really make that assumption, though. I'm not saying there aren't flaws in the system, but forcing people to buy ins and setting things up so that costs will rise all over the place is absolutely not the answer. I would rather have single payer than this monstrosity, as at least that would address the real issue.
Well someone just posted some stats on who is uninsured. Someone without insurance, unless they are wealthy, will simply put the burden of their healthcare costs on other people, if they become catastrophically sick or have an accident. They are getting away without paying their fair share. If they can't afford premiums, the government will help them.
Wow you're bossy. I was replying to someone else who brought up a valid point. You don't run this thread.
Also, this will help the small-business owner because they are probably one of the middle class.
$166K is not a low income anywhere in the U.S. including NYC. It might not be a high income there, but don't tell me it's low when people survive in NYC who are waiters and fast-food workers.
I'm not being bossy. ?? Just tired of hearing the same spiel over and over that liberals think they have the right to tell people how to spend their money.
What I have been saying repeatedly is that this WILL NOT help small business owners BECAUSE they are middle class and their businesses are their livelihood. It will make much less of a difference for large corporations that already provide health ins, it may not impact them at all, but for the "little guy" like the majority of the US, this will be detrimental, both b/c of the impact on business and the impact the business changes will have on the employees.
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