Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I won't touch on my particular views on ObamaCare, but I would like to know if ObamaCare or the ACA will insure those who work for the federal government? If they aren't enrolled them wouldn't it be genius for the federal government to enroll all government employees including the President and Congress onto the program since Obama said the more people enrolled the less it would cost? That would be a few million enrolled fairly quick.
Why would Federal employees be exempt from signing up? They're just like everyone else. If they'd rather drop their insurance and go into an exchange, i'm sure that wouldn't be a problem.
But it doesn't make sense to force them into it if they already have a health plan just because they work for the government. That's silly.
Why would Federal employees be exempt from signing up? They're just like everyone else. If they'd rather drop their insurance and go into an exchange, i'm sure that wouldn't be a problem.
But it doesn't make sense to force them into it if they already have a health plan just because they work for the government. That's silly.
I'm not saying they would be exempt, what I'm saying is if their insurance is paid for by the government, then why doesn't the government roll them over into the exchange to reduce cost like they are saying it will IF millions are enrolled?
I'm not saying they would be exempt, what I'm saying is if their insurance is paid for by the government, then why doesn't the government roll them over into the exchange to reduce cost like they are saying it will IF millions are enrolled?
Good point. As the country's largest pool of workers, the feds have buying power.
I'm not saying they would be exempt, what I'm saying is if their insurance is paid for by the government, then why doesn't the government roll them over into the exchange to reduce cost like they are saying it will IF millions are enrolled?
That makes no sense though. Besides, my understanding is that the program is only for people that are without affordable employer health insurance plans. I have Federal Blue Cross/Blue Shield (though my wife), and it's quite affordable.
I'm assuming that the government pays the employer portion of the employee's health insurance already, so why have them apply for coverage under the ACA? I don't see where the government would save money in that case because they'd then have to provide a subsidy that's pretty generous.
I'm not saying they would be exempt, what I'm saying is if their insurance is paid for by the government, then why doesn't the government roll them over into the exchange to reduce cost like they are saying it will IF millions are enrolled?
As a fed employee....National Weather Service....I use federal blue cross/blue shield. My bi-weekly premium that comes out of my check is around 200 (every two weeks). The government as of 2013 pays the remainder of insurance premium.
I live in Minnesota (work in North Dakota) but under MNsure....the state exchange set up....for a similar health care plan under MN BCBS would run around 250 per two weeks for a high end package (or just over 600 a month).
That makes no sense though. Besides, my understanding is that the program is only for people that are without affordable employer health insurance plans. I have Federal Blue Cross/Blue Shield (though my wife), and it's quite affordable.
I'm assuming that the government pays the employer portion of the employee's health insurance already, so why have them apply for coverage under the ACA? I don't see where the government would save money in that case because they'd then have to provide a subsidy that's pretty generous.
I understand what you're saying perfectly, the government doesn't seem to care about how generous a subsidy is therefore giving someone who makes as much as Obama his own program would seem logical especially since they said they need plenty enrolled to drive down the cost; you understand what I'm saying? I mean, if it cost more to enroll them in ObamaCare to reduce the cost of health insurance on others, wouldn't that be what the exact purpose of the program is?
I won't touch on my particular views on ObamaCare, but I would like to know if ObamaCare or the ACA will insure those who work for the federal government? If they aren't enrolled them wouldn't it be genius for the federal government to enroll all government employees including the President and Congress onto the program since Obama said the more people enrolled the less it would cost? That would be a few million enrolled fairly quick.
there is no such thing as Obamacare. The ACA is a bill that primarily does three things: It regulates the private health insurance industry, it provides funds for states to set up private health insurance exchanges* and it provides government subsidies for people that cannot afford health insurance.
If you already have health insurance you don't sign up for "Obamacare." You don't do anything. So federal employees who already have health insurance aren't going to be signing up for anything.
I'm a small business owner so when my state's health insurance exchange gets up and running I'm going to go on there and see what kind of rates I can get on health insurance.
*some states have opted to allow the federal government to run their health insurance exchange.
As a fed employee....National Weather Service....I use federal blue cross/blue shield. My bi-weekly premium that comes out of my check is around 200 (every two weeks). The government as of 2013 pays the remainder of insurance premium.
I live in Minnesota (work in North Dakota) but under MNsure....the state exchange set up....for a similar health care plan under MN BCBS would run around 250 per two weeks for a high end package (or just over 600 a month).
I understand that, thanks for providing that information because I'm only 21-years old and I don't know exactly how health insurance works yet. I understand the government covers a portion of your health insurance, but if you were on ObamaCare along with the rest of government employees, wouldn't your rates go down according Obama? Maybe I don't understand the ACA enough to even begin to get a grasp on insurance as a whole but from what I've heard it seems obvious that government would enroll its own to ObamaCare to drive down the prices especially on the actual poor that the program is supposed to help.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
