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These plans are a ripoff for those self employed making more than 94k with a family of four compared to non ACA plans.
And lets get real. The non ACA plans were comprehensive major medical with a $7000 deductible HSA. My premiums were around $10000 for 2013 with a $7000 deductible. So I know my max out of pocket cost would be $17000.
For 2014. I am looking at close to 14000 in premiums with a $7000 deductible. Or $10000 in premiums with a $12000 deductible.
Essentially a 40% increase n
And why is there subsidy for 399% of poverty and none for 401% of poverty. That means u make $500 less the government will kick u back $5000 in subsidies vs the guy who makes $500 more. Unbelievable.
We're going up 2.5 percent at my company. In 5 years, we went up total 8 percent, from 2000-2005, my ex corp went up 55 percent.
According to the Kaiser Foundation, $4,565 was the average employee contribution towards employer subsidized healthcare premiums in 2013- pre ACA. This represents an 89% increase in average employee contributions towards job based insurance since 2003 which had nothing to do with ACA.
Healthcare spending is closing in on 20% of the U.S. GDP, multiples of what is spent in the rest of the developed world. This too has nothing to do with ACA.
This is the price we pay for the free market based healthcare system and associated lobbies that seek to protect this system.
According to the Kaiser Foundation, $4,565 was the average employee contribution towards employer subsidized healthcare premiums in 2013- pre ACA. This represents an 89% increase in average employee contributions towards job based insurance since 2003 which had nothing to do with ACA.
Healthcare spending is closing in on 20% of the U.S. GDP, multiples of what is spent in the rest of the developed world. This too has nothing to do with ACA.
This is the price we pay for the free market based healthcare system and associated lobbies that seek to protect this system.
We certainly are exceptional.
Even socialized medicine isn't cheap. Germany taxes each citizen 8.5% of their income for health care and the employers 7% for a total of 15.5%.
Plus, a few exemptions from the deductibles and co-pays, such as an annual exam, immunizations, etc. Let's try a different newspaper: http://articles.latimes.com/2012/feb...h-411-20120213
**Generally, if your coverage went into effect after health reform passed on March 23, 2010, the full cost of preventive care — things like annual checkups, flu shots and cancer screenings, such as mammograms and colonoscopies — should be covered without you having to shell out a co-pay or co-insurance.**
I have long thought those high-deductible policies were a "pig-in-a-poke". They've long been available, since catastrophic only ins. went the way of the dinosaur years ago.
How are those that now already can't afford insurance and end up getting a Bronze Plan, because it's lower on the premiums and their hand is being forced by government, going to cover their 40% of a major medical expense?
Oh, that's right Bankruptcy.
Last edited by bluesjuke; 10-19-2013 at 12:42 PM..
Reason: fixed typos
My co.provided pre-medicare coverage has stayed the same cost since 2010. This year I received a credit the last 2 months of this year(2013) for a little over $700 due to lower costs Thanks ACA.
Heritage dot org....doesn't get more right wing biased than that!
TRANSLATION: I can't refute anything the article said, but I hate it anyway. So I'll try to imply somehow that its data isn't accurate, even though I can't cite any examples, and hope that somebody believes my smears instead of their documented results.
These plans are a ripoff for those self employed making more than 94k with a family of four compared to non ACA plans.
And lets get real. The non ACA plans were comprehensive major medical with a $7000 deductible HSA. My premiums were around $10000 for 2013 with a $7000 deductible. So I know my max out of pocket cost would be $17000.
For 2014. I am looking at close to 14000 in premiums with a $7000 deductible. Or $10000 in premiums with a $12000 deductible.
Essentially a 40% increase n
And why is there subsidy for 399% of poverty and none for 401% of poverty. That means u make $500 less the government will kick u back $5000 in subsidies vs the guy who makes $500 more. Unbelievable.
This is one of the areas that need to be fixed in the ACA. But you should start a new thread and see if some good ideas show up
The analysis was performed by a division of the Heritage Foundation which is bank rolled by the Koch family and Rupert Murdoch and seeks to spread misinformation.
It attempts to create the perception that the federal government set premium prices. The reality is the prices continue to be set by the free market.
It limits the comparison to cost and ignores a comparison of benefits. I can pull any sub prime legacy healthcare policy out of my butt and prove that the cost of an ACA compliant policy is more.. That the legacy sub prime policy had a lifetime cap of say $100,000 vs. no lifetime cap within the ACA framework matters. That the former sub prime policy contained exclusions for both existing and pre-existing medical conditions matters. That the former sub prime policies excluded mental health care and substance abuse treatment matters.
Frequent posters on this forum lament the lack of mental health care whenever there is a mass shooting. Well folk, here it is.
It's also a tad superficial in that it sought to achieve a predetermined outcome. For example, my own state has 13 different regional zones which is not new. Those who live in proximity to highly competitive healthcare markets pay substantially less than those who live in rural areas which little to no competition. This is not new with ACA.
Lastly, the analysis does not take subsidies into consideration.
Soros $$$ & Obama lies.
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