Out-of-network not an option in individual ObamaCare plans

[psurangers11]

I just don’t get conservatives. One of their favorite mantras is “free enterprise, private property, and limited government.”

So, why do they limit their battle to Obamacare and never call for the repeal of Medicare and Medicaid? Why not direct people’s attention all the way back to the Lyndon Johnson era and make the case that it was a disastrous mistake to have adopted these two socialistic programs?

If they want to get rid of Obamacare so badly then fight to get rid of any programs runned by the federal government.

[Redraven]

Originally Posted by Chimuelojones

https://www.roamright.com/lp/travelm...ical+Insurance

Well, so much for that: "We're sorry, coverage is not available in your state of residence."

I didn't take the time to check ALL states, but I did check the state the poster is in, Texas. Apparently, coverage IS available for Texas residents.
I wonder how many other states they are NOT able to do business in?

[Sanderling]

Originally Posted by AeroGuyDC

I'll have to look into your claim. At the moment, i'm having trouble compartmentalizing "emergency treatment" from that of in- or out-of-network providers. Are you suggesting that "emergency care" trumps the in/out of network definition? What I do know is that people who travel make use of all sorts of "minute clinics" across the nation, so "emergency care" in your context may very well not apply as much as you think it does.

Originally Posted by brentwoodgirl

We've gone to the doctor plenty of times on vacations. Ear infections, jelly fish stings, wounds that might need stitches. None of those required an ER, so not emergency treatment.

That's what "minute clinics" are FOR. Non-emergency situations that need quick treatment in situations when you can't get to your doctor. You pay out of pocket for such treatment, and the cost is likely to be very low. Real emergencies for which you go to an ER will always be covered as though they were in-network, no matter where you are. When my daughter had an accident on vacation I took her to an urgent care place for evaluation, and they sent us to a hospital for stitches. The urgent care visit took a few dollars out of my pocket, the ER and treatment there was covered with a copay.

Originally Posted by jackmccullough

This is very amusing. All the conservatives who complain nonstop about what the big, bad federal government tells them what to do are now complaining because the federal government has allowed some states to approve private-pay insurance plans without out-of-network coverage.

Maybe we need more central planning and national standardization.

Hee hee!