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That's a legitimate criticism of the bill, I'm afraid to say.
What the writer is living is what I first noticed when I looked at the unveiling of Covered CA. I kept looking for 'affordable' premiums and found that the best-priced ones would be way, way higher than what we have if my wife loses her job and we're forced to go onto the market.
Also, there's this very flawed assumption that millions of young PBR drinking hipsters and baristas are going to feel compelled to join the pool and that would, in theory, put millions into a new insurance pool. I suspect, however, that long before it gets to that point, the political reality is going to settle in really quick and force those congressmen who put this patchwork into place to scramble -- and their patience is only going to last long before this becomes a serious political nightmare for those who supported it. In turn, my gut says that this attempt to tinker with it under political duress will throw the whole thing into serious doubt.
Meanwhile, I could see millions of uninsureds refusing to do anything out of protest and calling up their congressman, which would probably force them to change parts of the law, which will then throw a quirk into the program's design.
The result? Nothing but people in the middle class forced out of insurance. The idea was a noble one. I think certain parts of Obamacare could work, but it was just stupid as hell to assume that in one fell swoop he could waive a magic wand and just fix the system. Part of why the system is so broken is because of its complexity. We need less complexity, not a mountain more of it.
Anecdotes don't mean anything. There's no ratings in publishing or talking about positive anecdotes.
That's right, be a good little Kool-Aid drinker and keep that head planted FIRMLY in to the ground. I can't wait until this all blows wide open. Man, this place is going to be a riot, (meaning hilarious), when that happens. I suppose you lefty Obama shoe lickers will still try to find a way to defend this joke.
The young middle class should have thought about that before voting for Obama again. I'm glad Americans are reaping the consequences of their decision. Ignorant sheep.
It would have been far cheaper to deregulate the system and set up a series of clinics based on existing charity systems. There was a time when people did not need health insurance because they could actually AFFORD to pay for doctors and hospitals themselves. But the Government took over medicine and with its thugs at the DEA made medicine outrageously expensive. The money wasted on middle east wars would be plenty to cover the reasonable medical expenses of all the down and out.
Also, there's this very flawed assumption that millions of young PBR drinking hipsters and baristas are going to feel compelled to join the pool and that would, in theory, put millions into a new insurance pool.
well, not so much the baristas ...
it's more the single, childless 20/30 somethings earning $35k, $50k, $75k, who are expected to cut costs somewhere else , so they can buy insurance they don't currently need.
it's more the single, childless 20/30 somethings earning $35k, $50k, $75k, who are expected to cut costs somewhere else , so they can buy insurance they don't currently need.
They don't currently need it, but they almost certainly will need it at some point, and when they buy it, they will purchase it when the payout will be higher, without having contributed to the pool like those who have policies for years. That's the biggest problem with health insurance now, so I agree with Obamacare's agenda of pushing people to buy insurance. I also agree that many of the policies that have been lost were not really legitimate insurance policies; they were catastrophic insurance policies that, when you read the fine print, weren't really offering much to begin with. They might have offered peace of mind, but peace of mind and the reality of what really happens once somoene's confronted with the financial consequences of a major health catastrophe are sometimes (often times) vastly different. I agree with Obamacare in principle; I just think that they have failed - completely - in terms of implementing it and getting it started.
80% of the country will be unaffected by Obamacare changes to insurance programs.
14% of the country will see their situation improved.
About 3% will see their premiums go up.
Most of those people had 'junk insurance' that did little or nothing when needed.
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