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Does not matter the OP was happy with his/her plan and was told if they were happy they could keep their plan.
That woman in Florida, who had a worthless plan, said she was "happy with it" too. The point is that most people don't know what's in their plan -- no more than they know what is in their credit card agreement or what they agreed to when they get a new version of iTunes.
Once the reporter told her what wasn't in her plan, she was happy it was cancelled (“blessing in disguise”) and the reporter showed her that she could get a real plan. It is all here.
Quote:
The cheapest option for somebody of Barrette’s age has premiums of $440 a month, the most expensive goes for $914 a month. But Barrette wouldn’t pay those prices. Obamacare offers tax credits to people with incomes of up to four times the poverty line, or about $45,000 for an individual. Given Barrette’s income, she’ll be getting a tax credit worth nearly $331 a month, according to the Kaiser Foundation’s subsidy calculator. And that tax credit works like a discount, upfront.
So, her old junk policy was $54 a month and a comprehensive plan -- that will actually pay for hospitalization, is now $109 a month.
Baby on the way. Are you kidding me? They have exchange plans in my state where the total cost for maternity, all the visits, ultrasounds, hospital, and delivery is $700. Ignore the letters from BCBS and go shop on your exchange. They are trying to steer you into their products in those letters. BCBS is the highest priced plan in my area. The run about 60% higher than the lowest and still have high deductibles and out of pockets. The only advantage is that many of them have national networks. You pay for that, of course.
Amount owed to providers:
$7,540
Plan pays
$6,870
Patient pays
$670
Sample care costs:
Hospital charges (mother) $2,700
Routine obstetric care $2,100
Hospital charges (baby) $900
Anesthesia $900
Laboratory tests $500
Prescriptions $200
Radiology $200
Vaccines, other preventive $40
Total
$7,540
Patient pays:
Deductibles $0
Copays $520
Coinsurance $0
Limits or exclusions $150
Total
$670
This is
not a cost
estimator.
Don’t use these examples to
estimate your actual costs
under this plan. The actual
care you receive will be
different from these
examples, and the cost of
that care will also be
different.
See the next page for
important information about
these examples. 8 of 8
Health Net of AZ: CommunityCare HMO OA Plati
That woman in Florida, who had a worthless plan, said she was "happy with it" too. The point is that most people don't know what's in their plan -- no more than they know what is in their credit card agreement or what they agreed to when they get a new version of iTunes.
Once the reporter told her what wasn't in her plan, she was happy it was cancelled (“blessing in disguise”) and the reporter showed her that she could get a real plan. It is all here.
So, her old junk policy was $54 a month and a comprehensive plan is now $109 a month.
The president said if we were happy with our plan we could keep it. He did not say your too stupid to know what is in your plan and big government does know,
Why do you think businesses got a year delay? Because they knew that people with employer based insurance would also lose their insurance. They knew that more people would be moved to part time. That was a mistake by the administration, companies will start sending out their letters about sept, october 2014.
Of course the Obama administration will blame employers for not playing Obamas game.
I have an individual policy because my employer switched from a very good plan to a junk plan a few years ago. I made the decision I didn't want junk insurance so I went to the health insurance company's Web site and signed up for an individual plan. Since the cost of the weekly premium continued to go up over the last several years, the plan I have now is about the same, only I have a higher deductible. But it's basically the same coverage as the original plan, and I think even better is that it is 100/0 instead of 80/20. Only difference is I have a higher deductible. Far as I know, my individual plan hasn't been cancelled, but I sure did get that maternity coverage letter .
My employer came out with a pamphlet a few years ago stating how much they were paying per employee under their old plan, and they stated it was about $11,000 per person. But, the coverage was stellar. I don't know how much they're saving with the newer plans. Long story short, they will fall under the penalty provisions which is about $2,000 per employee. So, what are you going to do as an employer? Are you going to keep spending around $11,000 per employee on insurance, or are you going to cancel the plans all together and only pay a $2,000 per-employee penalty? Doing the math, it's an easy choice. An employer who qualifies for the penalty would be stupid not to pay it, and all other business will have more money taken from them instead of investing in providing jobs.
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