Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
1. Through his "Making Homes Affordable" program I was able to re-finance my home because I was laid off during Mr. Bush's Great Recession in early 2008. Through this program I managed to keep the home. Because I strictly complied with the rules my actual interest rate on my mortgage was dropped (just a little bit) and the bank is crediting me bonus incentives for making my mortgage payments on time.
5. Although I had insurance through my employer - I was not technically one of the uninsured needing a policy under the ACA - I was able to drop the cr-ppy policy my company provided and get a much better policy with a different insurance company that was not only better BUT CHEAPER!!! Because I had a pre-existing medical condition, this very company had denied me coverage before Obamacare took effect, as did others. The Affordable Care Act (ACA) does have problems with it and I don't want to come off as praising it to the skies, but for me it worked.
I would like to clarify and expand on the two points I made above.
Another poster responded to these two by saying essentially that in regards to #1, Obama was at fault for the housing bust crisis because he made banks give mortgages to undeserving home buyers. Many politicians are to be partially blamed for that - both Democrats like Bill Clinton and Republicans as well - but no informed person can pin that one primarily on Obama. The fact is, the greedy banks knew exactly what they were doing, they knew many people with less than good credit scores would be foreclosed on and they would reap big profits.
When I bought my home I was already 40 years old and had a solid employment record and a very good credit scores. Banks were competing for my business and I was approved for a loan much higher than I needed. I was not one of those undeserving individuals. Having never been unemployed I confess being laid off in the late winter of 2008 because of Mr. Bush's Great Recession was a blow to me because I had no way of knowing that I would suffer unemployment for nearly a year.
In regards to #5, the poster suggested that my improved health insurance is possible because it is at ther expense of others. I think this person does not understand the basic concept of how insurance works. Does he or she not realize that for the first 50 years of my life I was in perfect health and when I was paying insurance premiums I was in effect subsidizing others? Believe me, even with my pre-existing medical issue, I paid my dues and the insurance company I have has been in business for something like 130 years and they make impressive profits and their executives make stratospheric salaries and bonuses.
Yup.. that's right.. i have issues with selfish whiny brats . They'd rather see people suffer than pay a little more for coverage knowing that others will get coverage themselves... .
Not willing to put up your own money but more than willing to take other people's money is not selfish, just good liberalism.
Yup.. that's right.. i have issues with selfish whiny brats . They'd rather see people suffer than pay a little more for coverage knowing that others will get coverage themselves... .
Show me the numbers to prove that. Provide a link showing us how great oblamercare is and how nobody is uninsured now.
Show us some positive things, besides your story of course.
I would like to clarify and expand on the two points I made above.
Another poster responded to these two by saying essentially that in regards to #1, Obama was at fault for the housing bust crisis because he made banks give mortgages to undeserving home buyers. Many politicians are to be partially blamed for that - both Democrats like Bill Clinton and Republicans as well - but no informed person can pin that one primarily on Obama. The fact is, the greedy banks knew exactly what they were doing, they knew many people with less than good credit scores would be foreclosed on and they would reap big profits.
What part of SUE don't you understand? Obama started it by suing Citibank forcing them to give loans to people who couldn't afford to buy in the first place in the name of FAIRNESS.
Yes they got greedy after but people who signed the dotted line are just as greedy. They should know what they can and can't afford. Then housing prices shot up (subsidize -> balloon) and people borrowed against the equity (paper profit). When the housing market went bust people were caught in under water houses.
People need to use COMMON SENSE but instead they got just as greedy as the banks.
All started to HELP THE POOR.. People needed to blame anyone but themselves.
Bush warned about the coming crash 17 times but Democrats insisted that he was wrong.
When I bought my home I was already 40 years old and had a solid employment record and a very good credit scores. Banks were competing for my business and I was approved for a loan much higher than I needed. I was not one of those undeserving individuals. Having never been unemployed I confess being laid off in the late winter of 2008 because of Mr. Bush's Great Recession was a blow to me because I had no way of knowing that I would suffer unemployment for nearly a year.
No job is guaranteed. If you didn't know that then that is your stupidity.
In regards to #5, the poster suggested that my improved health insurance is possible because it is at ther expense of others. I think this person does not understand the basic concept of how insurance works. Does he or she not realize that for the first 50 years of my life I was in perfect health and when I was paying insurance premiums I was in effect subsidizing others? Believe me, even with my pre-existing medical issue, I paid my dues and the insurance company I have has been in business for something like 130 years and they make impressive profits and their executives make stratospheric salaries and bonuses.
So now the insurance companies got in bed with Obama (cronies) and now I have to pay "even more" to pay for others. And you call that fair too.
Anytime government gets their fingers in the mix it causes a boom and then a bust. You can't upset what comes naturally without expecting consequences.
If it was such a good deal why did he have to lie about it?
In 1994, Barack Obama was one of the plaintiffs in a class action lawsuit, alleging that Citibank had engaged in practices that discriminated against minorities. The lawsuit forced the bank to ease its lending practices.
A pioneering contributor to the national subprime real estate bubble, and roughly half of the 186 African-American clients in his landmark 1995 mortgage discrimination lawsuit against Citibank have since gone bankrupt or received foreclosure notices… Obama has pursued the same top-down mortgage lending policies in the White House.
Obama’s lawsuit was one element of a national “anti-redlining” campaign led by Chicago’s progressive groups, who argued that banks unfairly refused to lend money to people living within so-called “redlines” around African-American communities. The campaign was powered by progressives’ moral claim that their expertise could boost home ownership among the United States’ most disadvantaged minority, African-Americans.
He actually hasnt done much for the Democratic base but if you are Tea Partier and part of the Republican base he has expanded VA to the point its now 3% of the budget or 150 billion dollars, Medicare Part D has been improved, SS hasnt been cut, and you still have your meals on wheels and the rest of Medicare. I think the argument can be made that he catered to the Tea Party while ignoring the Democratic base.
Because there's no such thing as a Democratic veteran or a Democratic retiree.
Lady, you've got issues. Therapists covered in your dear leaders plan?
I think she made a very good point actually.
Why don't you conservatives just come out and say it that you just don't give a damn about the less fortunate in society? You would prefer for them to not have affordable access to healthcare and you know. You would probably prefer for them to just die off, don't you? I mean, Republicans are so loving of our former healthcare system and that is exactly what it did.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
