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Actually Im not the huge supporter of it you think I am, I would have FAR preferred single payer. That being said....
Actually it does have some parts that address cost, they are just rarely discussed. For example the profit limitation on insurance companies. And much more. But those are rarely points of contention, so everyone ignores them, and instead screams about things they don't like. People cherry pick specific situations, and locales to try and make the entire ACA sound like its represented by that cherry picked situation. Its intellectually dishonest, but at this point I am not surprised anymore by the lengths people go to decry it.
I think the original hope was that once it was passed that people would work together to improve it. Instead we've had it made plain that improving things is not what our senate and house are interested in. Its depressing to be honest.
The profit limits doesnt reduce costs, it reduces the ability for insurance companies to plan long term and actually increases costs.
healthcare costs are what they are, limiting profits from the insurance companies, who often had lower profits than the limits to begin with, dont change the cost to provide care.
The profit limits doesnt reduce costs, it reduces the ability for insurance companies to plan long term and actually increases costs.
healthcare costs are what they are, limiting profits from the insurance companies, who often had lower profits than the limits to begin with, dont change the cost to provide care.
It reduces the cost to you the purchaser of said healthcare. If you want to discuss costs at the care level we can, there are in fact things in the ACA that reduce those as well. I know this because I was writing software at the time to help with that. Its not sexy or controversial.
Saying "Healthcare costs are what they are" ignores completely that hospitals are massive profit centers at the moment.
Claiming profit limit increases costs is foolish. United Healthcare pre ACA spent only 70% on covering medical expenses....while paying their CEO 100 million a year. They can plan long term just fine.
Apparently you forget just how fast our healthcare costs were rising every year before the ACA.
It reduces the cost to you the purchaser of said healthcare. If you want to discuss costs at the care level we can, there are in fact things in the ACA that reduce those as well. I know this because I was writing software at the time to help with that. Its not sexy or controversial.
No there isnt. The ucr and icd10 rates have been determined by zip code and insurance companies pay the same rate as the federal government.
Quote:
Originally Posted by greywar
Saying "Healthcare costs are what they are" ignores completely that hospitals are massive profit centers at the moment.
Claiming profit limit increases costs is foolish. United Healthcare pre ACA spent only 70% on covering medical expenses....while paying their CEO 100 million a year. They can plan long term just fine.
It does not cut the cost of healthcare. Insurance companies dont take premiums and use it to cover policies, they use incurance premiums to invest, and then the investments pay premiums.
its why Buffet bought Geico..
I go to the hospital and it costs $50,000 for save my life, the cost of the procedure which will need to bepaid is $50,000. Limiting the insurance companies profits dont change the fact that the hospitals get paid $50K..
And to further embarass you, most of the CEO's pay is in stock, so if they get 10,000 shares of a stock, this doesnt change the profits of the company. They STILL get their 10,000 shares of stock.
Quote:
Originally Posted by greywar
Apparently you forget just how fast our healthcare costs were rising every year before the ACA.
More ignorance. healthcare costs rising is tied to inflation, and as the economy improves, healthcare costs will rise again at the same previous rate.
If your plan is to keep the economy sucking so you can state ACA is a success you better come up with another plan.
So, they were quoted $200 per person per month, and they call it jaw-dropping, and nausea-inducing......Where have these people been hiding?
The whole thing is a cry for single payer system. Is that the point of your post?
If premiums were all that mattered, then we should have a nation full of "junk" policies just so ACA could be called a success from the left wing kooks.
As it is, you forgot about the bold part
The so-called “cheapest” plan we could get is $5,028 per annum in premiums for the two of us with a $12,600 deductible, no co-pays of any kind, no prescription drug benefits, nothing. The so-called “best” plan is quoted at a jaw-dropping $10,560 per annum in premiums, with a $3,000 deductible!
Typical finn, only compute part of the equasion and pretend its the full picture. Must be sad to be a liberal in todays environment with everything failing..
Before the ACA, I went without health insurance because I did not want to pay the outrageous monthly fees. With the ACA, I get a 100% free 0 deductible plan from Health Plan of Nevada that covers absolutely everything at no cost. The ACA is a terrible, terrible thing I tell you!
Before the ACA, I went without health insurance because I did not want to pay the outrageous monthly fees. With the ACA, I get a 100% free 0 deductible plan from Health Plan of Nevada that covers absolutely everything at no cost. The ACA is a terrible, terrible thing I tell you!
Nothing is free Katie. You may not like paying outrageous monthly fees but the rest of us have seen huge Increases to cover your share.
My costs have now gone up about 80% over 24 months.
How about some free Welfare, phone and Food to go with that free Insurance the Govt provides ?
Before the ACA, I went without health insurance because I did not want to pay the outrageous monthly fees. With the ACA, I get a 100% free 0 deductible plan from Health Plan of Nevada that covers absolutely everything at no cost. The ACA is a terrible, terrible thing I tell you!
Nothing is free Katie. You may not like paying outrageous monthly fees but the rest of us have seen huge Increases to cover your share.
My costs have now gone up about 80% over 24 months.
How about some free Welfare, phone and Food to go with that free Insurance the Govt provides ?
I have not seen that in my personal circle of friends. They may not all qualify for medicaid like me, but I have not heard of any major price increases either.
Quote:
Originally Posted by pghquest
You DID NOT WANT to pay..
Now of course you are happy to have others pay..
Greed.....
tell me katie, who covers your premiums?
I never said anything of the sort. Are you going to tell me if you qualify for free insurance you would turn it down? I didn't think so.
I never said anything of the sort. Are you going to tell me if you qualify for free insurance you would turn it down? I didn't think so.
You not only did say that, but you just said it again..
Screw everyone else cause you got yours.. GREED...
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