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I Just Saw the Obamacare Health Insurance Premium Estimates … God Help the Middle and Lower Classes!
Between this and the escalating student loan situation, which is still manageable but growing more monstrous with each passing semester, it is as if the Federal government is doing everything within its power, intentional or not, to destroy the middle class.
An odd blog article, to say the least. I have been reading that the rates will go up in some areas of the country, and remain flat or even decrease in other areas (the article speaks of 'the general market', and Joshua never identifies where he was looking). Anyway, in those areas where rates will go down, it is apparently due to more insurance companies getting involved in said areas (more competition). I read somewhere that a part of Tennessee will have some of the highest increases, due to lack of competition.
I Just Saw the Obamacare Health Insurance Premium Estimates … God Help the Middle and Lower Classes!
Between this and the escalating student loan situation, which is still manageable but growing more monstrous with each passing semester, it is as if the Federal government is doing everything within its power, intentional or not, to destroy the middle class.
Since middle class whites seem to buy into the REPUBLICAN idea that your ACESS TO MEDICAL CARE SHOULD BE DEPENDENT ON YOUR ABLITY TO PAY they should get down on their knees and pray t GOD that they never get sick (beyond a common cold).
I Just Saw the Obamacare Health Insurance Premium Estimates … God Help the Middle and Lower Classes!
Between this and the escalating student loan situation, which is still manageable but growing more monstrous with each passing semester, it is as if the Federal government is doing everything within its power, intentional or not, to destroy the middle class.
Since middle class whites seem to buy into the REPUBLICAN idea that your ACESS TO MEDICAL CARE SHOULD BE DEPENDENT ON YOUR ABLITY TO PAY they should get down on their knees and pray t GOD that they never get sick (beyond a common cold).
Just think if there was a free market for medicine and pricing was set on ability to pay what would happen to prices. Doctors would adjust their prices and business model to reflect the population's ability to pay. Prices would fall dramatically. As it is now, prices are artificially inflated by government intervention into the system. The ACA will make it worse.
If liberals weren't so stupid they could be republicans.
Just think if there was a free market for medicine and pricing was set on ability to pay what would happen to prices. Doctors would adjust their prices and business model to reflect the population's ability to pay. Prices would fall dramatically. As it is now, prices are artificially inflated by government intervention into the system. The ACA will make it worse.
If liberals weren't so stupid they could be republicans.
Sure, a few hundred thousand might need to die without receiving treatment first and the economy might subsequently collapse. But who said system shocks didn't have consequences?
I Just Saw the Obamacare Health Insurance Premium Estimates … God Help the Middle and Lower Classes!
Between this and the escalating student loan situation, which is still manageable but growing more monstrous with each passing semester, it is as if the Federal government is doing everything within its power, intentional or not, to destroy the middle class.
So Petch, since you posted this....do you agree with the articles idea that Canada has the right idea? Or did you read that far?
Before we all gush over the Canadian system remember nothing is a perfect world but I found an interesting read out of The Rheumatologist, February 2012 titled:
Keep in mind that there is no such thing as a perfect healthcare system anywhere. We have the high-capacity and costly U.S. system, where an anxious patient of mine...can get an abdominal ultrasound, computed tomography, and MRI of the liver, all within 48 hours. Or there is the Canadian system, where such speed is nonexistent. Is there a way to incorporate universal coverage without bankrupting the whole system? This is a daunting challenge.
If you’ve been prescribed an MRI scan (Magnetic Resonance Imaging), you’re likely familiar with the wait-lists that have filled BC’s public health care system with patients desperate for a diagnosis
Canada has one of the lowest rates of MRI scanning machines per capita in the developed world, with six MRI scanners per million people, compared to 40.1 in Japan, 14.4 in Switzerland and 26.6 in the United States. Pittsburgh alone has more MRI machines than all of Canada.
Ever been desperate? When you are young and healthy you don't even need insurance so it isn't about value it's all about money but when something happens that scares the living hell out of you, something I hope you never have to deal with, you will discover it isn't about speed but living.
So what about speed in Canada?
Quote:
How long is the wait time for an appointment?
With a private clinic, on average you’ll be able to get an appointment in 48 hours. With public health care, on average the wait time is 12 to 18 months.
Ever wonder why wealthy Canadians, to include high ranking members of government, show up at the Cleveland Clinic when they have something seriously wrong?
So what will a private clinic cost?
Quote:
If you opt to go private, you must pay for this service yourself. Can you afford it? Will it affect your lifestyle? Will you need to take a loan or borrow money? On average, an MRI scan costs $875. Complex examinations and MRI scans requiring injection of contrast material are more expensive. If you go public, the costs are paid for by the medical services plan.
I don't know about you but if I have a growth of some sort on my lung (and I do not smoke) I want to find out what it is TODAY and not tomorrow. Got it?
If a doctor told you "you got a suspicious growth on your back" are you willing to wait 30 days, much less 12 months, for an MRI to find out what it is? Even worse what if your child has something, then what? You a happy camper waiting? But hey, it's free, right?
The question you need to ask yourself is:
Quote:
How will waiting affect my quality of life?
An earlier diagnosis means potential treatment can begin earlier, reducing pain and improving overall health. Needing to wait a year or longer could potentially worsen the condition in question. Muscles could atrophy if overall activity is reduced due to pain.
In addition to public health care providers such as primary care doctors and hospitals, many private clinics offering specialized services also operate in Canada.
Under federal law, private clinics are not legally allowed to provide services covered by the Canada Health Act. Regardless of this legal issue, many do offer such services.
The advantage of private clinics is that they typically offer services with reduced wait times compared to the public health care system. For example, obtaining an MRI scan in a hospital could require a waiting period of months, whereas it could be obtained much faster in a private clinic.
Private clinics are a subject of controversy, as some feel that their existence unbalances the health care system and favors treatments to those with higher incomes.
Costs in private clinics are usually covered by private insurance policies, which will typically pay around 80% of the costs.
As long as I can purchase private insurance to receive more prompt and better care I don't have any problem with a Canadian type system.
Dang, and here we thought we discovered a way to a free lunch!
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