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Maybe for some that would be true. For others it would not. That data is available and each person should get a Medical Coverage Credit for what they actually contributed. If you're trying to bargain for $250,000 as a pay off, hey, I'd almost take that. It wouldn't go as far as you think it would and we could end the Medicare program. Once that $250,000 was gone, you have 75 year olds shopping for plans with their Social Security money.
Actually, you could buy insurance through the ACA now. If your investments get 7% that would be 17.5K a year you could spend on health insurance without touching the principle.
The CBO has stated a modest payroll tax increase will return Medicare to neutral - payments equal to receipts. That's the nature of insurance. Some people will die before 65. Some will die at 85 and never have a large claim.
The ACA isn't remotley similar. My position is well documented. A modest ACA payroll tax increasing over a period of years to allow the economy to absorb and adapt. National Health.
I would have no problem with national health. I do have a problem with the older generation getting health care on the backs of those that are younger, all the while insulting them and calling them takers.
Medicare Part D could end tomorrow. It was never funded.
Well congratulations on that child bride! I would be fine with giving you back your contributions in the form of health coverage. That's all anyone else would get. If you get your coverage through another means, that's up to you. If a person chooses private schools for their children, they don't get money back for the contribution they made to public schools. But I'm suggesting you should get the money back in the form of health coverage. Then when it's gone, you're done. But that won't matter because you'll be on your wife's plan.
A lot of people would like to be charged $110. a month for health coverage and not use it.
Fine. Give it back and I'll have my wife drop me from her insurance until the medicare runs out and then i'll have her sign me back up............The point I was trying to make is the mistake your making by painting everyone and every scenario with the same brush...........
Actually, you could buy insurance through the ACA now. If your investments get 7% that would be 17.5K a year you could spend on health insurance without touching the principle.
And that's fine. Although I would imagine the rates for a 65 year old with a bad hip, heart trouble and high blood pressure might be a bit higher.
Fine. Give it back and I'll have my wife drop me from her insurance until the medicare runs out and then i'll have her sign me back up............The point I was trying to make is the mistake your making by painting everyone and every scenario with the same brush...........
Those who oppose the ACA have no problem painting everyone with a broad brush. A lot of ACA participants do nothing more than buy their insurance on an exchange. Here is Washington State, we have a state sponsored exchange and not everyone is receiving a subsidy.
But remember, once your Medicare runs out and your wife puts you back on, the costs might be a lot higher since you would be older and possibly less healthy. As they say, everyone is healthy, until they're not.
I believe that insurance premiums are capped plus substantially subsidized.
Maybe they are, maybe they would need to change with the addition of those that are 65 and older. On the positive side, for those that pay into Medicare, they can use that money differently and I pay thousands into Medicare.
While Medicare recipients paid into the program, their contributions are no where near the level of benefits they are receiving. If you gave them the highest possible credit for the contributions they made, say $3000 per year for 50 years, that would equal $150,000 and they didn't come anywhere near contributing that much.
If you gave that back to them and said, "Here you go, go shop and pay for your own health care for the rest of your lives", they'd be lucky if that money lasted 10 years. A 65 year old with a bad hip, heart trouble and high blood pressure is going to be lucky to find a plan for $1000 a month. If they have a serious health event, it won't last five or ten years. Then what happens to the 70 year old with no health coverage?
Medicare recipients are expecting those younger than they are to pay for them and to pay for all their operations, Medicare Part D, all of it for 25 or 30 years. Yet they are calling those younger and still working, "takers and thieves" and Obamacare as socialism. This is convenient, considering these same working people are paying for this older generation.
I receive no Obamacare benefits due to my income. But I don't resent those who do because I want everyone to have health coverage. What I'm seeing though, is the huge hypocrisy by Medicare recipients who paid very little in comparison to the very expensive benefits they get. Remember, Medicare recipients paid nothing when it began. They qualified based on age alone.
It would be interesting to see a 75 year old shopping for health coverage on the open market. Remember with Republicans wanted to voucherize Medicare? I was against it because I worried for the elderly. But the elderly are worried about you, only themselves. So let's end it, voucherize it, do whatever it takes to put everyone on an even playing field. If socialism is bad, it's bad for everyone.
Then, I guess, we need to look at ending public education too because everyone pays for schools and not everyone has children.
Doctors are part of the medicare problem. Why are they running test after test on seniors that don't need it. My father was 88 when his doctor told him he needed a colonoscopy and a bone density test. He basically told him to go to hell. My sister is a nurse and has complained about all these tests certain doctors order for seniors who don't need them.
The fail is the comparison between a system like Medicare which is an underfunded insurance program paid via regressive taxes and the ACA which is just welfare.
They aren't related. Independent. The failure or success of Medicare plays no bearing on the merits of the ACA.
Now for the record, if they did end Medicare, Blue Cross and Aetna and United would have plans in place quicker than Hillary can delete an email server.
No , Blue Cross ,Aetna and United Healthcare would do no such thing. No right minded insurance company would sell any insurance product where they would on average only collect 150,000 dollars only to pay out 200,000 to 600,000 dollars in benefits. You need to take a high school business course to learn that they have to earn more than breakeven. Either that our a proper history course to learn why JFK anf LBJ pushed for Medicare because private insurers did ot sell insurance to individuals over the age of 60 back in the 1960s or earlier.
Doctors are part of the medicare problem. Why are they running test after test on seniors that don't need it. My father was 88 when his doctor told him he needed a colonoscopy and a bone density test. He basically told him to go to hell. My sister is a nurse and has complained about all these tests certain doctors order for seniors who don't need them.
They do this because law firms like Chasen & Boscollo, Goldwater Law Firm and The Cochran Firm will sue their asses off! and how do you know they don ned the tests? Colon cancer kills a lot of people as does major bone loss and fractures.
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