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Texas is the 2nd largest beneficiary after Louisiana, Houston alone consumes more federal dollars than most states going back from present to 1978.
Texas is the national capital of repetitive flood claims. Some properties have flooded 16 X in 18 years.
There is a portion of a Chicago suburb, along a river, that always floods. It has a very high repetitive flood claim rate. For all intents and purposes, the homes are worthless. Sooner or later most homes are foreclosed and the bank resells to the highest bidder. The Federal Flood Insurance Program enables these properties to be financed and thus encourages people to buy and remain in an area prone to repetitive flooding.
State/ county partnered with the Fed to buy these homes, tear them down. Owners were offered what they paid for the essentially worthless properties. Most owners declined and are holding out for more $. They want to profit.
Joel Osteen had his church closed until somebody had to criticize him, than he opened it.
My thoughts exactly. People hate Muslims so much they talk about wanting to exterminate them but Joel Osteen, a so called Christian, refused to open his church until he faced severe criticism when the Muslims opened their mosques voluntarily, despite the vicious hatred Americans have toward them.
They've been there, too. Nothing like personal experience to foster a sense of empathy.
Yup. I once canvassed for food for a relief fund.
I vividly remember the woman in a nice house who rummaged through a two-door pantry overflowing with canned goods, and gave me a can of tomato paste. I also vividly remember the woman in the run-down house with hardly any furniture who gave me a large can of Dinty Moore stew. She said she knew what it was like to not have much food in the house, but today she had enough to share.
Texas is the national capital of repetitive flood claims. Some properties have flooded 16 X in 18 years.
There is a portion of a Chicago suburb, along a river, that always floods. It has a very high repetitive flood claim rate. For all intents and purposes, the homes are worthless. Sooner or later most homes are foreclosed and the bank resells to the highest bidder. The Federal Flood Insurance Program enables these properties to be financed and thus encourages people to buy and remain in an area prone to repetitive flooding.
State/ county partnered with the Fed to buy these homes, tear them down. Owners were offered what they paid for the essentially worthless properties. Most owners declined and are holding out for more $. They want to profit.
No idea why the properties are not condemned.
The NFIP was well intentioned as it supplied those with no other alternative protection but it also encouraged people to build in high risk areas, local politicians and zoning boards were more than glad to help them.
The fund is now depleted because the only people that buy the insurance are those in high risk areas but I have no sympathy for those you described in the situation above. They need to be retreating from these areas and offer fair compensation or allowing rates to increase commensurate with risk. Congress was just about to address the NFIP because it expires next March but now there it will be very political. It does need to be addressed because they cannot continually throw away good money at ad solutions.
I called it. Staged photo ops of rebel flag wearing white people rescuing black people and black people saving white people wearing rebel flags. Maybe just look past all that nonsense and just see people helping people? No money to be made or political leverage gained that way, I guess.
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