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Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,610,214 times
Reputation: 9169
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Quote:
Originally Posted by InformedConsent
No, they don't. There's no reason to whatsoever, unless they have unrealistic lifestyle expectations.
What does someone making say $14/hr with no overtime do to live within their means? That would be a gross income of only $2,340/month, which after taxes would be about $1,867.
Show me a budget for that person in a city where a studio apartment is $1,000/month or $1,400/month for a one bedroom, which their half would be $700 living with a roommate. And keep in mind that almost all employers now require an employee to have a cellphone and a car (and yes, I know a smartphone or brand new car aren't required)
I'm just curious since you say ANYONE can live within their means and still save....
What does someone making say $14/hr with no overtime do to live within their means?
Rent a room. Don't buy an iPhone. Don't spend a lot on clothes or entertainment. Don't drink alcohol or smoke. Etc. Not that hard to do. People with that income don't earn enough to have an individual home of their own. And they should already know that. It provides the impetus to strive for better. Want more? Work harder/smarter.
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,610,214 times
Reputation: 9169
Quote:
Originally Posted by InformedConsent
Rent a room. Don't buy an iPhone. Don't spend a lot on clothes or entertainment. Don't drink alcohol or smoke. Etc. Not that hard to do. People with that income don't earn enough to have an individual home of their own. And they should already know that. It provides the impetus to strive for better. Want more? Work harder/smarter.
The median worker in this country makes $14/hr, that's why I chose it. So what you are saying is that over 50% of workers can't afford their own residence. That implies a housing shortage
Rent a room. Don't buy an iPhone. Don't spend a lot on clothes or entertainment. Don't drink alcohol or smoke. Etc. Not that hard to do. People with that income don't earn enough to have an individual home of their own. And they should already know that. It provides the impetus to strive for better. Want more? Work harder/smarter.
The median worker in this country makes $14/hr, that's why I chose it. So what you are saying is that over 50% of workers can't afford their own residence. That implies a housing shortage
No, that implies that way too many people think they're entitled to a better lifestyle than they earn.
Most people have to live beyond their means, with housing costs and wages where they are, unless you expect people who make less than $50k/yr to either be homeless or live with Mom&Dad, people making $50k-$100k to share a one bedroom apartment, and people making $100k-$200k to live in a one bedroom or share a two bedroom
What do you mean "have to"?
I used to make $30 K. I didn't have to live with my parents. I lived on my own. I dreamed to make $50 K!!! Never thought making $50 K would cause me to be homeless.
What's wrong with living with the parents? When you don't have the means to live on your own, you are supposed to live with your parents.
Regardless the income or situation, a decent human being should never ever covets other people's money!!! It would be immoral even to accept unearned money from others, let alone trying to take money from others at gunpoint.
No, abhorrent is expecting people who aren't middle class or higher to just die "for the betterment of the species". Don't put words in my mouth
No one expects them to die. Their health, however, is their own responsibility. If they can't manage it, buy health insurance or get it as part of employment compensation, or self-pay for medical care, that's no one's fault but their own.
No one owes anyone else anything merely because they exist, with the exception of parents' responsibility for their own children.
No, abhorrent is expecting people who aren't middle class or higher to just die "for the betterment of the species". Don't put words in my mouth
No, abhorrent is you expecting other people to give you money just because you exist. Worse, if they don't, you would take their money by violence.
Few things in the world are worse than this.
Not meant to be a personal attack, but it takes a horrible horrible human being to even remotely think this way.
Last edited by lifeexplorer; 10-26-2017 at 01:47 PM..
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