Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
The again I’m convinced, there is a fraction of people in this country that want to make America a country full of uneducated losers
It’s embarrassing going to other countries, where people speak 5 languages and all most Americans know is broken English, not even real English. I should say speak “Amerikkan”
Our schools are horrible, the curriculum is lackluster, community college is not good. I don’t care what anyone says, saying kids could just go to community college for the hell of it just to get a degree. Is horse sh*t. Community college is a stepping stool nothing more nothing less, to get into a better college once failing to do so after high school.
Embarrassed of Americans? Then don't go to other countries.
The point that everyone misses is that student loan forgiveness -- which is really just direct federal aid for education -- would stimulate the economy and benefit everyone. Eliminating a $600/mo student loan payment would increase the discretionary income of young and middle age graduates, who in turn would buy houses, cars, etc. The rising tide of economic activity would lift all boats.
In fact, this type of economic stimulus would be far more effective economically and cost much less than the Trump tax cuts just passed. Give a rich man an extra $10,000 and if often ends up in the money market account or checking. Give a young family $600/mo of debt relief and all of it gets spent immediately. The most efficient economic stimulus happens when you inject money at the bottom or the middle, not at the top.
What you are proposing seems logical on the surface, but the reality is that a significant percentage of college graduates who accept federally backed student loans have little to no intention of utilizing their education. In fact, only 27% of graduates have a job related to their major, and only 62% have a job that requires a college degree. In other words, the job market simply cannot accommodate the number of people getting college degrees.
Furthermore, eliminating student loans may relieve the borrower of debt, but it does not eliminate the national debt insofar as student loans are concerned. And your claim that eliminating these loans would stimulate the economy and indirectly lower the national loan debt through increased tax revenue is suspect at best. If you think about it, these graduates could likely have made the same, if not more money in other jobs that did not require a college degree (trade occupations, for example), and be contributing the same amount, or more, back in tax revenue.
Embarrassed of Americans? Then don't go to other countries.
There is nothing wrong with community college.
Why would I not go to other countries? I have the money and means to do so, maybe perspectives would change for many people if they traveled out their small towns
Community college should be a stepping stone to better education, many professors teaching in community college are still in school themselves. Community colleges lack the curriculum and variety of courses for development to compete with the students that go to Ivy League or speciality colleges. Also the technology and rescourses are usually Outdated. Having a degree from community college is like having a high school degree now, nothing sets you apart from the millions of others job applicants.
You are not setting your child up for a future if you tell them community college is the way to go. Nothing wrong, with getting their GPA up, apply for scholarships and in two years transfer to a private college.
What you are proposing seems logical on the surface, but the reality is that a significant percentage of college graduates who accept federally backed student loans have little to no intention of utilizing their education. In fact, only 27% of graduates have a job related to their major, and only 62% have a job that requires a college degree. In other words, the job market simply cannot accommodate the number of people getting college degrees.
Furthermore, eliminating student loans may relieve the borrower of debt, but it does not eliminate the national debt insofar as student loans are concerned. And your claim that eliminating these loans would stimulate the economy and indirectly lower the national loan debt through increased tax revenue is suspect at best. If you think about it, these graduates could likely have made the same, if not more money in other jobs that did not require a college degree (trade occupations, for example), and be contributing the same amount, or more, back in tax revenue.
How many jobs want college graduates let alone with a specific major or majors in Jobs that fit need them? Will companies change due to potentially less attendees to college? In education, due to NCLB you have to have an associate's degree at least or be able to test in while teachers need teaching degrees or direct experience for CTE teaching jobs.
Not only that, but SUNY schools don’t all offer the same degree programs. For example, I lived close to Stony Brook but commuted quite a distance to Old Westbury, because the former does not have a BS in Accounting program, while the latter does.
That is entirely true. NAU, ASU and UofA (Arizona) all have the same deal. NAU dont offer supply chain management but ASU does. That said, my point was covering the point of SUNYs servicing areas all around NY whether higher COL or lower.
How many jobs want college graduates let alone with a specific major or majors in Jobs that fit need them? Will companies change due to potentially less attendees to college? In education, due to NCLB you have to have an associate's degree at least or be able to test in while teachers need teaching degrees or direct experience for CTE teaching jobs.
The declining value of a college degree is directly related to the overabundance of college degrees on the job market. You shouldn't need a bachelor's degree to get a job as a receptionist, but that is what's happening across the country in certain areas... too many people with 4-year degrees are applying for these positions, and hiring managers have no choice but to raise the qualifications bar in order to differentiate between the applicants. This situation not only makes it difficult for college graduates to find jobs, but it also screws over the people who didn't go to college, who are a better fit for these types of jobs to begin with.
What you are proposing seems logical on the surface, but the reality is that a significant percentage of college graduates who accept federally backed student loans have little to no intention of utilizing their education. In fact, only 27% of graduates have a job related to their major, and only 62% have a job that requires a college degree. In other words, the job market simply cannot accommodate the number of people getting college degrees.
Then why is the unemployment rate for college graduates only 2.1% compared to 4.5% for those who only have a high school diploma?
And, by your standard Mike Pence is a "failure" since he majored in history in college but didn't end up working in a job directly related to his college major.
So would the CEOs of Goldman Sachs, Fox News, Hewlitt Packard, Disney, Delta airlines, Time Warner Cable, American Express, FedEx, Starbucks and many other major corporations who did not end up working in jobs "directly related to their college degree."
As would millions of other successfully employed college graduates.
I agree too.
Those 40% belong to different industries/jobs that... wait a minute... were shipped elsewhere withing the last 30 years or so.
I remember when Americans started asking, what is going to happen to THEM, the answer back then was "It's ok, y'all start getting the higher education." As if the idea was under way that the US was going to turn into some "managerial nation," while the rest of the world was going to serve it, performing menial jobs.
But I guess the tune is changed by now - "40% never belonged in college."
Who would have ever guessed)))
Well Slick Willy sold it as we were going to have all these great training programs for laid off workers. You lose your factory job and then just go train for something *else* better than that job. Everyone was going to repair computers or work in the medical field at HIGH paying jobs that would only increase and get higher paying. Most of these jobs would only require training programs, not college degrees. ???? Sure, that happened.
Nothing about minimum wage retail being the alternative to the full time factory job. Or those horrible slave-like Amazon jobs in hundred degree weather with paramedics waiting for people to pass out. WHAT is that? Sounds like a literal sweat shop to me.
Some tech companies aren't much better. I don't think we want to be like China or Japan and work people to death.
There is no either to like or dislike because the policy will remain unchanged from the day in 1998 when Bill Clinton made student loan debt no longer dischargeable through bankruptcy.
It can still be discharged in bankruptcy if you can prove undue hardship to the judge. It's just extremely hard to do so. If you're going through a bankruptcy anyway it doesn't hurt to at least add it to the case (you have to fill out paperwork for it) and try to get it. Some people actually win their case.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
