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Old 12-10-2007, 02:34 PM
 
7,381 posts, read 7,695,462 times
Reputation: 1266

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Quote:
Originally Posted by bily4 View Post
I'm just wondering what the actual savings would be. Seems like there should be a study conducted about this somewhere?
Yes, this would be interesting to know. It seems to me that it could lower some peoples rates, but raise others.

 
Old 12-10-2007, 02:37 PM
 
Location: Pinal County, Arizona
25,100 posts, read 39,266,002 times
Reputation: 4937
Quote:
Originally Posted by Amaznjohn View Post
Yes, this would be interesting to know. It seems to me that it could lower some peoples rates, but raise others.
Several studies have been done by the insurance institute -- no raises were found - just the opposite -

The wider you spead the risk pool, the cheaper the premiums

It is possible that the Congress will be taking up legislation on this, and other issues, next year.
 
Old 12-10-2007, 02:56 PM
 
69,368 posts, read 64,118,301 times
Reputation: 9383
You are all so worried about paying other peoples medical bills. <--- wrong.. I'm against creating yet another level of government, and another level of demands on an already stretched out government, especially since NO ONE has explained where the $10,000 PER PERSON that we currently spend on healthcare comes from.

If you want to think of it that way you can also say that you are paying for other peoples:

Kids in school when you have none. <--- regional, voted by LOCAL taxpayers to approve or deny. IT IS NOT NATIONAL..

School busses when you have no kids. <--- we do not have school buses.. People who do, vote for a school board who approves. ITS LOCAL.. You vote for it LOCALLY.. Exactly how the founding fathers established it.

Police and fire protection when you never have needed any. <-- Perhapse those who dont need it, is simply because they have it. In addition, Police and Fire are for the PUBIC good.. not private. We've been through that numerous times. It also is funded LOCALLY

Unemployed peoples pittance unemployment checks. <--- Unemployment checks are STATE driven.. Exactly how the government was established, with state controlling benefits. NOT THE FEDERAL GOVERNMENT

Other people to have their car fixed in a body shop when some dope bangs up their car. <------------ Tell me how this is Taxpayer funded?

Other people to have their home fixed because of natural disaster. <---- last I checked.. this is what PRIVATE home insurance is for.. THANK YOU FOR PROVING MY POINT... People have PRIVATE insurance, people's homes get fixed..

Get the picture? <--- do you?

Call it all an insurance pool if you will. Everyone should pay into it but not everyone might need it. I hate taxes far more then you do but I would be happy to pay into some type of national health care. So would 81% of uninsured people in America the last poll I read. The same poll showed just 26% of those WITH employee sponsered health insurance are in favor of a national health care. <-- I'm one of those un-insured.. ITS BY CHOICE.. In addition, a HUGE number of those uninsured will STILL be unininsured under a new "national system".. they are called Illegal aliens.. The fact that 26% of the population wants national insurance does nothing at all to persued me that the government is settting up a program that could NEVER be removed, a program that currently is controlled on a state by state basis. The federal government has no precident to taking liabilities away on a state level to dictate what the country SHOULD get.

What does this tell you? Talk about a ME ME ME mind set. Greed "I got mine and ********* if you dont have any". <---- try... I WANT MINE.. I WANT MINE.. Its not fair that I have to pay for my own bills.. GIVE ME GIVE ME GIVE ME..

Have some consideration for others. <---- when you start to have consideration for me and realise that I dont pay for my own insurance OUT OF CHOICE, I'll be da.. if I pay for someone elses.
 
Old 12-10-2007, 02:59 PM
 
69,368 posts, read 64,118,301 times
Reputation: 9383
Quote:
Originally Posted by bily4 View Post
More constructive value- add on how to fix the health care crisis.
Maybe we need to figure out why the AVERAGE american spends $10,000 a YEAR on medical bills. Once we discuss that issue, then and only then can we discuss fixing insurance.

Its hard to complain about peoples $500 a month premium when your getting $10,000 back a year in benefits.

Americans spend $4 TRILLION a year on medical.. You'd think we'd have the healthiest nation around.. but we are far from it.
 
Old 12-10-2007, 09:29 PM
 
Location: Houston, Texas
10,447 posts, read 49,662,314 times
Reputation: 10615
Quote:
Originally Posted by pghquest View Post
Maybe we need to figure out why the AVERAGE american spends $10,000 a YEAR on medical bills. Once we discuss that issue, then and only then can we discuss fixing insurance.

Its hard to complain about peoples $500 a month premium when your getting $10,000 back a year in benefits.

Americans spend $4 TRILLION a year on medical.. You'd think we'd have the healthiest nation around.. but we are far from it.
I read your posts and it escapes me whos side your on. What is your point? Where does this $10K thing you are throwing arould all day come from. No one ever gave me $10K in health insurance.

I can only come to one conclusion: You work for the government. The question is....is it this one or Afghanistan's?
 
Old 12-10-2007, 09:37 PM
 
Location: North Cackelacky....in the hills.
19,567 posts, read 21,873,039 times
Reputation: 2519
Quote:
Originally Posted by Greatday View Post
It is reported that many French also have Private health insurance - why do you think that is?
85% of the French paying for a naitonal health system also have private insurance....great system.
 
Old 12-10-2007, 10:04 PM
 
69,368 posts, read 64,118,301 times
Reputation: 9383
Quote:
Originally Posted by desertsun41 View Post
I read your posts and it escapes me whos side your on. What is your point? Where does this $10K thing you are throwing arould all day come from. No one ever gave me $10K in health insurance.

I can only come to one conclusion: You work for the government. The question is....is it this one or Afghanistan's?
Lets do this together
$4,000,000,000,000 spent on healthcare divide by
303,567,684 people who live in the USA
= $13,176 the AVERAGE american receives in healthcare benefits.

What would make you assume I work for the government, the fact that I can do math?
 
Old 12-10-2007, 10:18 PM
 
Location: Arizona
5,407 posts, read 7,795,499 times
Reputation: 1198
Quote:
Originally Posted by pghquest View Post
Maybe we need to figure out why the AVERAGE american spends $10,000 a YEAR on medical bills. Once we discuss that issue, then and only then can we discuss fixing insurance.

Its hard to complain about peoples $500 a month premium when your getting $10,000 back a year in benefits.

Americans spend $4 TRILLION a year on medical.. You'd think we'd have the healthiest nation around.. but we are far from it.


You are correct our quality of health care is way underaverage for the cost of care. Exponentially higher cost than the rest of the world. I have posted several times the many studies showing that we spend this - in large part due to a fractured system, medical industry inefficiencies and insurance company denial specialists, while insurance and pharmaceuticals post record profits. It has been documented in many different ways.

What you don't seem to understand is that we are not really getting $10,000 average in actual benefits. We are getting a fraction of that in care while we are paying that much due to the broken system. Go anywhere else in the world and that $10k becomes $1-2k.

Also, most Americans are paying their hundreds of dollars monthly in premiums without getting much of anything in return. Because the ridiculously inflated bills for the very sick and underinsured get passed on to us. I have been paying hundreds of dollars a month in insurance and getting next to nothing for it for many years. Because I and you and everyone else with insurance are paying with these premiums to keep the system afloat. Why, it is almost socialist, one could argue.

Yet when I do have a serious need I will still have to pay thousands or tens of thousands or if I get cancer, hundreds of thousands in deductibles and copays. Which in the latter case I would not be able to pay, and the bills would get passed on to you and the rest of the insured in premiums and taxes.

I am still waiting for anyone crying about keeping health care the way it is to explain a way to fix these things. Big empty silence. Greatday mentions something about insurance companies getting to go across state lines. I have a suspicion that is just putting a band aid on a cut artery.
 
Old 12-10-2007, 10:33 PM
 
Location: Arizona
5,407 posts, read 7,795,499 times
Reputation: 1198
pgqhuest did I read you are one of the uninsured??

And you are arguing against fixing the health care system?

This is extremely ironic. If you get seriously sick, cancer let us say, like the other poster...are you going to do the "noble" thing and crawl out in the desert?

I suspect you are going to go ahead and get chemotherapy, whatever you need, to try to stay alive. And you will pay whatever you can of the $300,000 bill you get in the mail.

And the rest of it will be paid by the insured. Whether we want to pay for your treatment or not. How is that "fair" to us? Where do I get the "choice" not to have my premium raised 20-30% year to year, because in part pghquest elected not to pay for any insurance and then got seriously ill?

Hypothetically speaking.
 
Old 12-10-2007, 10:41 PM
 
69,368 posts, read 64,118,301 times
Reputation: 9383
Quote:
Originally Posted by bily4 View Post
pgqhuest did I read you are one of the uninsured??

And you are arguing against fixing the health care system?

This is extremely ironic. If you get seriously sick, cancer let us say, like the other poster...are you going to do the "noble" thing and crawl out in the desert?

I suspect you are going to go ahead and get chemotherapy, whatever you need, to try to stay alive. And you will pay whatever you can of the $300,000 bill you get in the mail.

And the rest of it will be paid by the insured. Whether we want to pay for your treatment or not. How is that "fair" to us? Where do I get the "choice" not to have my premium raised 20-30% year to year, because in part pghquest elected not to pay for any insurance and then got seriously ill?

Hypothetically speaking.
Good to see that you can make things up as we go along.

First, everyone else in my family is insured, but me being healthy, its cheaper to pay $100 out of pocket for a doctors visit then to pay $500 a month for insurance?

Second, we believe in paying for our own bills. My dad runs a $3,000 bill every month for IV fluid he needs to stay "functional". We pay for it, out of pocket. Our family pitches in to help. He cant get insurance.

Third, my home is fully paid for. I have a huge line of credit to tap, and then family to rely on.

Fourth, my fiance has chrones disease, I've seen huge $100K bills ring up in a month, she is not healthy which is the reason we pay for her insurance. We could not afford to move her to a different insurance company, however she's had the same insurance for 15 years now.

Good thing its hypoethical because your posting couldnt be further from the truth. I'll be uninsured for another 14 months, but it wont be forever.. After all, it would be ilresponsible for me to not have insurance as I age unless I want my family to be homeless.

There is absolutely NO precident or legal authorization for the Federal government to take liabilities away from all 50 states. People fight a national drivers license out of "privacy" concerns, and its the very same people who dont mind having the government dictate what type of medical care you can receive.
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