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Old 03-18-2010, 02:41 PM
 
Location: Austin, TX
680 posts, read 1,383,951 times
Reputation: 508

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Does anyone else here get royally teed off at receiving debt collection calls from people with out-sourced jobs in India?

Not that I'd ever want to have a debt collection job, but ANY job would be nice right about now. I don't begrudge the Indians for having those jobs. I just detest the credit companies who think it's fine to send jobs overseas for purposes of getting money from American citizens. I've lost everything (house, business, health) and have been homeless for much of the past 2 years. Meanwhile, corporate CEOs and Wall Street robber barons are wealthier than ever.

Eat the rich!
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Old 03-18-2010, 02:51 PM
 
31,387 posts, read 37,054,795 times
Reputation: 15038
Especially when I can't understand a damned thing they are saying and after figuring out that they had the wrong person to begin with!
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Old 03-18-2010, 03:04 PM
 
768 posts, read 1,088,149 times
Reputation: 343
Do you know what would be a pleasant irony? If some of the very people the collection agency was calling were the people who's jobs the representatives from India replaced. I say pleasant because if that is the case, they should all collectively stick it to the company since they are probably the reason the people aren't making payments. You know, because they don't have a job now.
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Old 03-18-2010, 03:17 PM
 
29,981 posts, read 42,934,013 times
Reputation: 12828
If this really bothers people then they should probably look at whether a corporation chooses to outsource jobs prior to doing business with the corporation and then defaulting on accounts so that they must seek to collect. Perhaps if everyone paid their debts these corporations could afford to pay Americans to do the same job. Just a thought.
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Old 03-18-2010, 04:14 PM
 
3,292 posts, read 4,474,877 times
Reputation: 822
Quote:
Originally Posted by lifelongMOgal View Post
If this really bothers people then they should probably look at whether a corporation chooses to outsource jobs prior to doing business with the corporation and then defaulting on accounts so that they must seek to collect. Perhaps if everyone paid their debts these corporations could afford to pay Americans to do the same job. Just a thought.
Maybe the debt issuers should actually do their job and lend things out in an intelligent fashion instead of blaming the lendee. Lendees do not assume risk, the lenders do and should act accordingly.
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Old 03-18-2010, 04:52 PM
 
Location: Tampa Florida
22,229 posts, read 17,858,215 times
Reputation: 4585
Quote:
Originally Posted by tongpa-nyi View Post
Does anyone else here get royally teed off at receiving debt collection calls from people with out-sourced jobs in India?

Not that I'd ever want to have a debt collection job, but ANY job would be nice right about now. I don't begrudge the Indians for having those jobs. I just detest the credit companies who think it's fine to send jobs overseas for purposes of getting money from American citizens. I've lost everything (house, business, health) and have been homeless for much of the past 2 years. Meanwhile, corporate CEOs and Wall Street robber barons are wealthier than ever.

Eat the rich!
I just recently read a report that Martians had landed in Maine! It's reported they eat Republicans, p_ss gas and they are heading south!
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Old 03-18-2010, 05:00 PM
 
25,157 posts, read 53,952,004 times
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lol I bet that is annoying!
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Old 03-18-2010, 05:05 PM
 
29,981 posts, read 42,934,013 times
Reputation: 12828
Quote:
Originally Posted by FinkieMcGee View Post
Maybe the debt issuers should actually do their job and lend things out in an intelligent fashion instead of blaming the lendee. Lendees do not assume risk, the lenders do and should act accordingly.
Right, it is never the fault or responsibility of the person who actually defaults on the contract.

I guess personal responsibility doesn't get much play in your world does it?
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Old 03-18-2010, 05:19 PM
 
Location: Tampa Florida
22,229 posts, read 17,858,215 times
Reputation: 4585
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Originally Posted by lifelongMOgal View Post
Right, it is never the fault or responsibility of the person who actually defaults on the contract.

I guess personal responsibility doesn't get much play in your world does it?
Of course you are referring to the responsibility the Bankers that sold "insurance" policies on those bundled assets had, guaranteeing the buyers(other Banks), that these "assets" would retain their value. So, when these "assets" began to tumble in value, it was realized that they had no capital to support these "insurance" policies, which the law requires. Of course they did not have sufficient capital because they didn't call them Insurance policies. Although, that is what they were. With no capital to honor their commitments, they had to come to us to get the money to pay off.
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Old 03-18-2010, 05:24 PM
 
3,292 posts, read 4,474,877 times
Reputation: 822
Quote:
Originally Posted by lifelongMOgal View Post
Right, it is never the fault or responsibility of the person who actually defaults on the contract.

I guess personal responsibility doesn't get much play in your world does it?
No there is plenty of personal responsibility on the side of the lender, who is assuming the risk.

I'm sorry you don't "get" business, and are somehow a conservative. Lenders assume risk, that's the nature of the game, and it's why they get a return on their investment if they make smart decisions and are lucky.

Some days you eat the bar, and some days the bar eats you, dude.

At least that's how it works in a case where you don't horde all the capital in a way that can collapse an economy.
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