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Your appraiser is probably right. Often assessor's eyeball it from outside and make some judgements. I used to work for an assessor's office and we had to measure the outside and guestimate where there two story ceilings by looking at the roof line. Or there may have been an addition at some point that the assessor didn't pick up.
In my area, it is really normal for the assessor to have a different square footage than the house actually is, especially with newer construction. It is common for a builder to spec out a floor plan and then change it for a buyer by adding a bonus over the garage or something. The assessor doesn't always get things updated.
The house was built 1929 and the building card written up in 1939. It shows 760 for both the first and second story.
However, the size of the two floors aren't the same.
I'll get a second opinion and have the sq footage remeasured.
It's been added on to I'd bet. I live in a 1939 house and can tell you the downstairs bathroom, the laundry room, and 2/3 of the kitchen are additions, as is the master bath upstairs. It's incredibly rare that a house that old would be modern without any additions.
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