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Originally Posted by Bobilee
I don't really want to sell up, it's a big place in a nice location
and I've been here 20 years now and retired on a very small income.
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OK... just make sure it's able/ready to serve.
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When I owned it free and clear I had no insurance at all.
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That's just dumb.
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I'm not looking for full coverage, or actually any coverage other than keeping my bank happy
with the equity loan, which is pretty small compared to the value of the house.
I'm paying a fortune for my current insurance, which I got without an inspection.
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Then get it inspected. And then get a better policy.
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My house is not in great shape...
It is sound enough, a typical old Victorian row house.
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Which is it?
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... it has not been upgraded for many many years.
the plumbing and electricity are certainly not up to passing inspection...
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1) How do you know?
2) So what? Fix these basics.