Cpn (landlords, illegal, renter, approved)

[WorldKlas]

I am a Landlord. At one point I joined a few local Facebook groups for the purpose of finding and posting rentals or homes for sale. Several times I did post my rentals and all responders were people with qualification issues or needing landlords who accepted vouchers. Sooo....I don’t really follow these groups but recently, since I had a vacancy and 2 places for sale, I started following again. Almost all the postings were people seeking the impossible: “Need 3 bedroom home in good school district under $1200/month that will work with a recent eviction” kinds of postings.

So I started reading comments and noticed a few would advise the seeker to just get a CPN and they’d have no troubles getting approved.

Not having heard of this before, I googled CPN and found people can buy these numbers to give out when a background check is needed. It looks like a social security number but when the credit reporting agency runs a background there is a clean slate - virtually showing no negative history on that person. As a Landlord I find this quite alarming and wonder if anyone has encountered applicants using CPN or has personally used one of these scam services. I am wanting to educate myself more on this.

[luv4horses]

What is CPN an abbreviation for? Is it legal?

[WRM20]

Originally Posted by luv4horses

What is CPN an abbreviation for? Is it legal?

Credit Privacy Number

https://www.experian.com/blogs/ask-e...rivacy-number/

Illegal, and fraudulent

https://www.stlouisfed.org/publicati...-theft-victims

[luv4horses]

Yikes. That’s a problem for Everyone.

“In reality, these companies are scam artists. They may obtain SSNs by dubious means—often from children, senior citizens or prison inmates.”

Numbers chosen are essentially via identity theft. Hope this gets shut down fast.

[thatdurncat13]

Not a LL nor a renter here but wow, bad news.