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Also put this post under Mortgages as I didn't know which link gets more hits. I'm trying to time a refinace and am wondering if money will get this cheap (or cheaper) in the Fall or before the new year. What reasons do you have to back up your statements?
Trying to time anything ;the market lows or rates is dangerous. The fed definely is going to raise the rates to protect against inflation with all the liquidity out there now. Just when is unknown. i'm thinking that it will be before they would like to and hurt housing.
Over the past few months, refi rates have been higher than purchase rates, so you'll need to ask whatever lender you're wanting to work with what their refi rates are.
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