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A simple q really but cannot find an answer online, for this situation:
I was widowed in 2005, I had 2 small kids, we ALL 3 of us got survivor benefits, I until the last child turned 16, they until age 18.
When I turn 60, will having received survivor benefits for all those years as a mother of young kids, affect my ability to apply as a widow at that time? (I'll need to apply at age 60, I shall be running clean out of funds by then).
I seriously searched for an answer to this but could not find one, anywhere, for a situation such as this. I guess it's not common.
If you write to thomas.margenau@comcast.net (Tom Margenau, Social Security Columnist and former SSA employee, Creators Syndicate) he will answer you within 24 hours. He is very good and knowledgeable.
I was widowed in 2005, I had 2 small kids, we ALL 3 of us got survivor benefits, I until the last child turned 16, they until age 18.
When I turn 60, will having received survivor benefits for all those years as a mother of young kids, affect my ability to apply as a widow at that time? (I'll need to apply at age 60, I shall be running clean out of funds by then).
No, your earlier collection of benefits does not affect your ability to collect, yet again, as a widow at age 60. I have a relative whose husband died leaving her with four small children. She collected survivor's benefits for many years. Now, she is age 75 and she has been collecting a widow's benefit on this same husband's account for the past fifteen years.
If you are not remarried you will get them. If you remarried and then divorced, you can receive them.If you are married to someone else right now and the marriage was after your 60th birthday, you are eligible. If you are remarried you can not receive them, unless, of course, you divorce current husband. In that case you could receive the benefits for the rest of your life even if you got married again after age 60.
What a relief. I thought as much, but could not find online anywhere. Not at the SS site nor doing general searches. Found info on collecting as a widow but not on collecting/not collecting/collecting.
I'm not an 'expert' on SS but I know enough about SS to answer this particular question. "Expert" is a subjective term - all depends on the complexity of the issue.
If you write to thomas.margenau@comcast.net (Tom Margenau, Social Security Columnist and former SSA employee, Creators Syndicate) he will answer you within 24 hours. He is very good and knowledgeable.
I wrote to him and he answered and was very helpful. Thank you for this information.
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