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When he dies, and she gets the death certificate, she should go into the Social Security office, to present the death certificate. They will give her the rundown of when she could collect, when her full retirement age is now, her $255, and other information like what she needs to bring when she files for widows benefits. Which is usually her marriage license, if this was her second marriage her divorce decree from the first one, all the relevant things she needs to have.
Yes that's a great idea. I'll pass that on. I don't trust their knowledge 100% but it certainly wouldn't hurt
Yes that's a great idea. I'll pass that on. I don't trust their knowledge 100% but it certainly wouldn't hurt
It wasn’t clear that she picked the age of 62, or she thought that was the earliest she could collect. Some people do have that feeling because they hear 62 all the time and don’t realize that with widows benefits it’s earlier and you can collect at 60.
Regarding SSI, she’s entitled to it. She paid into that system by working.
It wasn’t clear that she picked the age of 62, or she thought that was the earliest she could collect. Some people do have that feeling because they hear 62 all the time and don’t realize that with widows benefits it’s earlier and you can collect at 60.
Regarding SSI, she’s entitled to it. She paid into that system by working.
Yes she knows Survivors Benefits are as early as 60. She is not keen on SSI, partially due to the restrictions. You can only have 2k in your bank account, no retirement accounts allowed (they are considered assetts) and since it's a welfare program, it's really stringent. She may not qualify for SSI if they have a bank acct over 2k, I am not sure.
The urgency is less now that his palms seem to be okay. He's not feeling woozy anymore so maybe it was an after affect of COVID. They were sick for 4 weeks straight so it was surely COVID or some variant
Yes she knows Survivors Benefits are as early as 60. She is not keen on SSI, partially due to the restrictions. You can only have 2k in your bank account, no retirement accounts allowed (they are considered assetts) and since it's a welfare program, it's really stringent. She may not qualify for SSI if they have a bank acct over 2k, I am not sure.
SSI as you say has restrictions as it's for poor people. She may be better off applying for social security disability.
Yes she knows Survivors Benefits are as early as 60. She is not keen on SSI, partially due to the restrictions. You can only have 2k in your bank account, no retirement accounts allowed (they are considered assetts) and since it's a welfare program, it's really stringent. She may not qualify for SSI if they have a bank acct over 2k, I am not sure.
You made it sound like they are completely destitute and her going blind while he is dying imminently
So we pitched all the ideas including the supplemental security income help from the government so she wouldn’t starve.
Now it seems that she will be ok even in the unfortunate event of her husband’s untimely death.
They seem to have some assets and looks like she is trying to maximize her SS - obviously she has some resources to be able to do that.
A lot of our fellow Americans are in much worse situation for different reasons beyond their control.
Your friend will be ok or even better off then a lot of people…I wish her well.
You should stop worrying too..
It wasn’t clear that she picked the age of 62, or she thought that was the earliest she could collect. Some people do have that feeling because they hear 62 all the time and don’t realize that with widows benefits it’s earlier and you can collect at 60.
Just an FYI...if she takes her survivor benefits at 60, they will be reduced.
You made it sound like they are completely destitute and her going blind while he is dying imminently
Yes that's what I acknowledged. That now that his palms are better, she seems less panicked.
[quote] So we pitched all the ideas including the supplemental security income help from the government so she wouldn’t starve.[/quotes]
Yes thank you so much for that.
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Now it seems that she will be ok even in the unfortunate event of her husband’s untimely death.
Yes I am wondering. She started him hawing a bit later on after his palms got better. She made it sound like they were destitute but now I wonder. She's not told me if they have assetts but I know she worked in her 20's so it's possible.
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They seem to have some assets and looks like she is trying to maximize her SS - obviously she has some resources to be able to do that.
Very well could be. I am wondering about it. Probably shouldn't have jumped the gun like I did.
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A lot of our fellow Americans are in much worse situation for different reasons beyond their control.
Your friend will be ok or even better off then a lot of people…I wish her well.
You should stop worrying too..
Thank you. To boot, there is a new neighbor who moved in near her. She's been hiking w/ him a few times. He has a 100K RV+ newer Tesla and says he is going to live here half time, mostly during winter which seemed odd (we have bigtime snow)but they sure seem compatible. Meaning if he passes away, maybe they will get together. She's good looking and thin. She can hike but not hairy trails due to her eyes. He's not as down to earth as she is but they have many of the same interests like playing scrabble, hiking, food foraging, etc. He works seasonally at a resort that provides housing.
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Solly says — Be nice!
