08-10-2006, 10:53 AM
Location: Coachella Valley, California
15,639 posts, read
41,027,811 times
Reputation: 13472
Hi everybody! I'll be moving to S.A. probably around the end of October. I am a native Californian and have never lived anywhere other than California, so naturally, I have some questions!!! I have long hair and I want to keep it long. I don't want anyone who is scissor happy, so I need a good hairdresser. Who is the best in S.A.? We have to get new medical and dental insurance when we move to Texas. Which are the best insurance policies to get? I know I probably have a bazillion more questions, but right now, those are the two things that come to mind. Your suggestions are most appreciated! Thanks!!!
08-10-2006, 11:32 AM
Location: The Big D
14,862 posts, read
42,861,660 times
Reputation: 5787
Sorry I can not help you with hairdressers in SA but I will say when you see people out that have hair you like ask them who does it. And how long have they been going to them. That will give you the best insight on that. I totally understand, I HATE changing hairdressers and have been going to the same one for 14 years.
As for your insurance. Ask your neighbors and coworkers for references for doctors. Then call the doctors and ask them what insurance plans they accept. If you keep hearing a certain doctors name over and over you don't want to pick a plan that he/she does not take. As for the dental, we just changed ours along w/ our health insurance (we own our own company and provide insurance so I get to do a lot of the legwork... yuck). Most of the dental plans have a list of dentists to choose from but what is happening is they are only allowing the store front type of dental places that have mulitple dentists and they move them around from location to location. So you won't always have the same dentist. We ended up w/ a company called Delta Dental that seems to have some pretty good coverage and even does out of network coverage and they have TONS of individual dentists on their plan. They also seemed to have the best ortho coverage for kids. A biggie for me since I have one getting ready to start ortho care and another that will probably need it next year.
I found a great ortho by asking around and everyone kept saying this one name. We did an initial visit and he was GREAT. So I asked them what insurance plans they were on and that is how I found Delta. The ins. rep said that supposedly Delta Dental prides themselves on having more dentists on their plan than anyone else. I don't know but I do know they were on the ones we were looking at.
It sounds like you are getting the coverage on your own and not thru an employer? Do you plan on having some sort of small company or business? If so then I would suggest joining the local Chamber of Commerce and asking them about what benefits they have to offer members when it comes to insurance. That is how we have been doing ours for years. They, the COC, has a contract agreement w/ an insurance/benefits company and the benefits company offers several different insurance companies so you can kind of one stop shop and compare with one phone call the different companies and coverages.
Good luck, I know it is a royal pain trying to find good insurance coverage.
08-10-2006, 02:09 PM
3,106 posts, read
9,122,082 times
Reputation: 2278
Congrats on your upcoming move, Twinkle! Wish I was that close to ours.
I'm with you on the hairdresser dilemma. I FINALLY just found someone I liked after almost 5 yrs in SD. I was still driving to Santa Barbara up until 2 yrs ago to see my stylist there. I'm not looking forward to that search again.
I will probably start with my friend who lives in the area we intend to move to. She probably has a good stylist (knowing her). What area of SA will you be moving to?
We will also be on the hunt for insurance. It will probably be the make it or break it aspect of our plans. DH has multiple sclerosis & has been with Kaiser. His company can supposedly keep him covered but he'll have to change insurance companies. While I'm no Kaiser fan, they do have the best coverage in terms of durable medical (they will pay 100% for wheelchairs, walkers, etc...whereas most other companies don't even close to that kind of coverage).
We just discovered our dentist last year - absolutely love him. I think DH & I secretly have crushes on him. I want him to move with us.
We'll probably end up asking him if he has any colleagues in SA that he can recommend. If not, we'll go with whomever our friends recommend.
If I hear of anything, I'll PM you.
08-10-2006, 02:49 PM
Location: Coachella Valley, California
15,639 posts, read
41,027,811 times
Reputation: 13472
Thanks guys for the info!
Yes, we are self employed. I currently work for a law firm but when I get to Texas I have no plans to work for an employer. Hubby is a sole practitioner, so he is self employed. He is going to retire and maybe only take one or two big cases a year. We have our own insurance - Kaiser. I don't think Kaiser is accepted in Texas though. We also have Blue Cross of California for dental, so again, it has "California" in the name, so that's probably not gonna fly in Texas either!
We are moving to a place called The Dominion. We're in the process of having a home built. We thought it would be done in December but they just informed us last week when we were in Texas that it will be done in September and the very latest they could push back the completion is October. So now we have to really wrap things up here!!! My parents and my brother are also going to be moving to Texas in the near future. They all bought land in a place called Adkins and they are going to have homes built too. They won't be in Texas though for probably two years.
We have two kids, one still living with us. He's 12 and in middle school. The other is 21 and a personal fitness trainer. I want him to move to Texas too, but he has built up a large clientele, so it would be insane for him to quit what he's doing now and head for Texas - a place he's never been to. The trouble is, even though he makes fantastic money in California, where we presently live a starter home is around $600,000, so he is not able to buy a home where he lives. But if he moved to Texas he would be able to get a really nice home, trouble is, he would just have to start at off with no clients and work his way back up.
Now, I've heard that Texans may not like Californians, but honestly, I have not experienced this. Everyone I've met thus far has been super friendly. I guess I just have to learn to say "y'all" instead of "you guys" and I'll be part of the scene.
Well, anyway, I'm glad I found this forum. I suspect you will be seeing a lot of me pretty soon because Lord knows, I'm gonna have more questions!!!
Thanks!!!
08-10-2006, 03:05 PM
Location: The Big D
14,862 posts, read
42,861,660 times
Reputation: 5787
Twinkle Toes,
Being that you are "self employed" then you should check into the local Chambers about membership benefits for group insurance. Like I said, this has been our best way of providing health & dental insurance for our company for many years. Ours just renewed and it drives me crazy at the increases every year but the drop in coverage(s).
Like I said, we recently went w/ Delta Dental and they are in all parts of the state. As for health we went w/ Humana. (Strange but our "benefits" carrier thru the COC is located IN Cali. LOL. It is FHI Benefits. You may try contacting them?? Especially since they can cover many different states). We had Kaiser for years and it did drive me crazy w/ some of their stuff. I would also call Blue Cross and check about transferring what you have remaining on your coverage to Texas. They were one of the three we were looking at for dental.
As for that accent.....
Weeelcome ta Texas. I'm laughing because last week we were on vacation to Sacramento and Lake Tahoe and I had someone say something about my accent. Their exact words were, "you have an accent". NO DUH!!! So do you. Mines just different than yours. LOL!!!!
The other half thinks my accent is more drawn out than his and he's from Alabama. LMAO!!!!!!!!!!!!!!!!!!
Anyway, good luck on the move and welcome to Texas.
08-10-2006, 09:58 PM
Location: Western Bexar County
3,823 posts, read
14,666,503 times
Reputation: 1943
Sample of Health Plans in San Antonio
Here is a sample of health plans in San Antonio. Sorry, don't have links but do have phone numbers.
08-11-2006, 12:54 PM
Location: Coachella Valley, California
15,639 posts, read
41,027,811 times
Reputation: 13472
08-11-2006, 01:39 PM
Location: Texas Hill Country
2,392 posts, read
9,649,461 times
Reputation: 806
Hey I live just down the freeway from ya! For insurance Fortis is an ok policy and then Blue Cross of Texas is one to look into also. Alot of folks I know either go to Trues Dell Salon on Huebner or Salon David on De Zavala. I go to Sergio's on Wurzbach and see Erica and she is the first hairdresser I have been happy with in a long time. I don't know why you have heard we don't like people from CA....might have to do with so many forgeiners moving here and jacking up the home prices from really low to where they are now... thats all I can think of...The 12 yr should like the sports club at The D. They run a great summer program over there also.
08-11-2006, 01:45 PM
3,106 posts, read
9,122,082 times
Reputation: 2278
Twinkle - I spoke to Blue Cross CA yesterday & they said I can transfer my dental to Blue Cross TX as long as I am PPO. So, if you're PPO you can probably do that. I'd probably look into Delta Dental to see if they have better coverage though.
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House/condo owner moved in on average (years ago)
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People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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I found a great ortho by asking around and everyone kept saying this one name. We did an initial visit and he was GREAT. So I asked them what insurance plans they were on and that is how I found Delta. The ins. rep said that supposedly Delta Dental prides themselves on having more dentists on their plan than anyone else. I don't know but I do know they were on the ones we were looking at. 
I will probably start with my friend who lives in the area we intend to move to. She probably has a good stylist (knowing her). What area of SA will you be moving to?
We'll probably end up asking him if he has any colleagues in SA that he can recommend. If not, we'll go with whomever our friends recommend.
Well, anyway, I'm glad I found this forum. I suspect you will be seeing a lot of me pretty soon because Lord knows, I'm gonna have more questions!!!
Like I said, we recently went w/ Delta Dental and they are in all parts of the state. As for health we went w/ Humana. (Strange but our "benefits" carrier thru the COC is located IN Cali. LOL. It is FHI Benefits. You may try contacting them?? Especially since they can cover many different states). We had Kaiser for years and it did drive me crazy w/ some of their stuff. I would also call Blue Cross and check about transferring what you have remaining on your coverage to Texas. They were one of the three we were looking at for dental. 
Sample of Health Plans in San Antonio
