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I am in the market for some new bedding a pillows. I went to macys yesterday and found what I needed. As always the cashier asks if I have a macys card and I did not want to open one. I don't like to use credit as I only use my debit card for purchases. I got sucked into opening a Khols charge last year and may even close that out.
Anyway the clerk was telling me in order for me to use the macys coupons it has to be on a macys charge account. I never heard of this? 2 weeks ago I was in a different macys store and the clerk scanned a coupon for me and I did not have a macys charge.
This would have been an expensive order as I was buying the hotel collection brand of sheets and pillows. I decided to walk out. I want to go back and get them but I want to use the coupon and not have to pay full price.
What does the fine print on the coupon say? If it says you have to use it in conjunction with their card there is probably not much the cashier can do about it.
Willing to bet though that the cashier either misunderstands the policy, or is trying to pull a fast one and improve their upselling by getting people to sign up for the card by telling them a lie. If the coupon doesn't specifically say an account is required I'd go back and ask to speak to a supervisor.
The cashier is probably being forced to get a quota of new charge accounts. Any business these days is going to try to cross sell you, like your bank, or your drug store, etc. She may have just been trying to scam you. I have a Macys charge and am fine with using it if I need to to get a discount. It costs you nothing to have one if you do not use it or you pay it off evey month. Really though, Macys rules for different sales are too convoluted to understand, so most of the time I avoid it. The last straw for me was a birthday $10. off certificate I got from them, which when I went to pay, was not able to be used for what I was buying. I'm pretty much done with them.
Do not cancel your Kohls card, since cancelling a credit card affects your FICO score adversely.
Gentlearts is right about the Kohls card, Giacona -- if you don't want to use it anymore, cut it up and put it in an envelope with your old credit-card statements. Just let it collect dust.
As for Macys, I think different coupons have different rules.
I can't recall the last time I actually bought anything at Macys, because they have such broad rules for coupon use. Like "Good only on regular-priced merchandise," (and then I see "SALE!" on every other display!).
(Have you looked at bedding at Bed, Bath and Beyond?)
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