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I would say Lutz. It has great small time charm, but at the same time can feel like your in a bigger city just due to the close distance to Tampa. Some areas of Lutz are an excellent location becuase you can hop on the Veterans Expressway and 275 easily- which is not the case when you live in Tampa Palms (which is closer to 75 generally speaking). The schools in Lutz are excellent, as are the community projects. Lutz has both subdivision neighborhoods (Cheval, Avilla, Villa Rosa, Deer Park, ect) but it also has a great more rural area. Hope this helps. Good luck! Both areas are very nice for raising a family....
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