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Old 03-23-2014, 01:34 PM
 
12 posts, read 13,511 times
Reputation: 15

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I'll be running out of money soon, and I still don't have work. I can make by with 500 a month where I live (although without a health insurance and car), so I don't need much, but...

Since I've never worked before, I am not eligible for unemployment, however, if I can just obtain a payday loan or two, I might be able to volunteer long enough to find a job.

The thing is my credit is poor, and I have no cosigners either.
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Old 03-23-2014, 01:36 PM
 
24,488 posts, read 41,150,886 times
Reputation: 12921
Quote:
Originally Posted by The Beggar View Post
I'll be running out of money soon, and I still don't have work. I can make by with 500 a month where I live (although without a health insurance and car), so I don't need much, but...

Since I've never worked before, I am not eligible for unemployment, however, if I can just obtain a payday loan or two, I might be able to volunteer long enough to find a job.

The thing is my credit is poor, and I have no cosigners either.
Don't do it. Better off going on welfare and donating the same amount back towards the debt when you find employment and can afford to do so.

A payday loan can put you in a downward spiral when shtf.
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Old 03-23-2014, 01:36 PM
 
1,914 posts, read 2,244,707 times
Reputation: 14574
The problem with your plan is the "payday" part. You don't have one, so how are you going to get a payday loan?
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Old 03-23-2014, 01:39 PM
 
12 posts, read 13,511 times
Reputation: 15
Quote:
Originally Posted by Chaofan View Post
The problem with your plan is the "payday" part. You don't have one, so how are you going to get a payday loan?
Well, what other institutions exist for people such as me?
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Old 03-23-2014, 02:31 PM
mzd
 
419 posts, read 887,254 times
Reputation: 939
OP - we gave you several suggestions in that other thread you started. Are you acting on any of them?
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Old 03-23-2014, 02:45 PM
 
398 posts, read 746,807 times
Reputation: 238
Quote:
Originally Posted by mzd View Post
OP - we gave you several suggestions in that other thread you started. Are you acting on any of them?
+1.

C'mon OP- I'm sure you can at least get a retail/restaurant job as a start.
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Old 03-23-2014, 02:49 PM
 
Location: Seattle, Washington
2,533 posts, read 4,604,857 times
Reputation: 2821
You've got the username to take you a long way.

Got a cardboard sign and a freeway off ramp ?
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Old 03-23-2014, 03:05 PM
 
Location: Southern Willamette Valley, Oregon
11,269 posts, read 11,032,046 times
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Quote:
Originally Posted by Kees View Post
You've got the username to take you a long way.

Got a cardboard sign and a freeway off ramp ?
You know, it wouldn't surprise me if many of the panhandlers at the end of the off ramps here in Eugene, OR made over $100 day. Gotta be creative though. The whole "God Bless", "Disabled Vet", "Anything will help", ect.. signs are so old. I like seeing people who are cool and laid back and don't take themselves too seriously. Saw a guy the other day with a sign that read "All I need is $4.20". Had to laugh. I gave him a dollar for creativity. He'll probably make some decent $$$ and get baked to boot. Having a dog with you helps too. Sure, it's an extra mouth to feed, but you get much more in return in terms of sympathy change.

Something tells me the population of Eugene is about to go +1 soon.
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Old 03-23-2014, 03:20 PM
 
Location: sumter
12,970 posts, read 9,662,326 times
Reputation: 10432
Try local charities and church organizations. Have you tried a temp agency or the local fast food places, new car dealerships need people to keep the cars clean. Good luck to you.
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Old 03-23-2014, 03:36 PM
 
Location: Wisconsin
19,480 posts, read 25,163,579 times
Reputation: 51118
Quote:
Originally Posted by ditchlights View Post
You know, it wouldn't surprise me if many of the panhandlers at the end of the off ramps here in Eugene, OR made over $100 day. Gotta be creative though. The whole "God Bless", "Disabled Vet", "Anything will help", ect.. signs are so old. I like seeing people who are cool and laid back and don't take themselves too seriously. Saw a guy the other day with a sign that read "All I need is $4.20". Had to laugh. I gave him a dollar for creativity. He'll probably make some decent $$$ and get baked to boot. Having a dog with you helps too. Sure, it's an extra mouth to feed, but you get much more in return in terms of sympathy change.

Something tells me the population of Eugene is about to go +1 soon.
There was a slightly older than college age panhandler who used to ride on the same bus with my daughter to campus. She kept noticing him on his new Smartphone, new IPad, etc, etc while on the bus (he tucked away the electronics and put on a ragged coat before leaving the bus). One day she asked him how much he made while panhandling and he responded that it was from $75 to $150 a day tax-free. My daughter said that she felt like a chump being happy to have a part-time job that paid 25 cents more per hour than minimum wage.
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