Quote:
Originally Posted by PG77
How will you know that now? All employers ever do is have you fill out a form giving them the right to check your credit. You don't ask for or have an area where the person applying can explain why they have less than desirable credit.
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If a company is running a background check on you, they usually have a serious interest in hiring you and would be willing to discuss any discrepancies in your credit that were out of your control (i.e. identify theft). If you are denied a position due to your background, the employer must disclose this and provide you with a copy of the background results (usually criminal and credit). They must also provide you with a copy of your rights under the Fair Credit Reporting Act which allows you to dispute any misinformation in the background report.
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