We loved Wyoming! (Cheyenne: homeowners insurance, buying a house, buying)

[CathyCDK]

Hi,

We spent the week of Thanksgiving in Cheyenne to scope it out and see if we'd like to relocate there. We were cautioned about buying a house outside the city limits because homeowner's insurance would be very high due to no fire department coverage. Can anyone comment on this advice?

Thanks!

Cathy

[imbobbbb]

that can be true anywhere in the country,my company will only insure within 8 miles of a firehouse.if you find a house you like ask who they are insured with,they'll give you a general quote before you purchase.there are a lot of variables when it comes to homeowners insurance,you often fare better on rural properties by consulting an independent agent who handles several companies and handles a lot of rural clients.talk to several as rates can vary be as much as 50-70%.

[CathyCDK]

Thanks for your suggestions. I'll keep in mind that I should ask the current owners.

There is a volunteer fire house about a mile from one of the homes we were interested in. Does that count?

[Wyomiles]

There you go CathyCDK, just ask the volunteers if they would put out a fire at that location and you will have your answer. Wyomiles