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High Denial Rates By Medicare Advantage Plans Harming Rural Hospitals and Patients

Posted 11-12-2023 at 07:04 PM by ExNooYawk2


Quote:
Originally Posted by twinkletwinkle22 View Post
I would never disparage anyone who has an Advantage Plan for several reasons:

1. For some people an Advantage plan is what they can afford

2. Choosing a supplement to Medicare is crazy hard to understand. Both I and my spouse have college and master's level education and it was intense trying to understand this stuff. Two of us dove in did months of research, got bamboozled on the first try (most 1st timers wouldn't know that happens) until we finally got it done. (Thanks Ariadne here on city-data).

3. Everyone is doing the best they can. When we know better we (try and) do better

4. For some people this may be the first time they've ever had (or taken care of this themselves) their own health insurance. This is true for some in my family, a lifetime of no health insurance until Medicare
Twink, you beat me to it. Spouse and I both have Master's Level College and it took us awhile to figure it all out. In the end I went to a private insurance broker to help me sort through all of it. Then I spoke to people with Medicare. Not one person advocated for Medicare Advantage. So we went with Medicare Parts A, B and D and... I think F or G. It was awhile ago so I don't remember exactly.

I am bombarded with invitations to join Medicare Advantage but no dice.

I wish the process were simpler.
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