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The credit card can become expensive if you forget or are late with a payment.
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Yeah, and using the debit card now has money out of your account for all this time -- you're still out your money, AND the aggravation you've had.....and are still dealing with.
You said the money was in the account so charge it and when you get home go online and pay the amount charged right away. Are you really that likely to
forget?
OP, suppose that double charge had been enough to bring the remaining account balance below what was needed to pay your rent/mortgage or some other bill? Then what? You'd really have a mess.
The data breaches are what's really convinced me to use my debit card MUCH less. Sure it means more trips to the ATM, or using my charge card...but my money stays in my account and you don't have the aggravations the OP has.
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