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Old 11-16-2012, 05:38 PM
 
46 posts, read 143,353 times
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well i am 18 years of age and this is my first year of driving and i am on my mom's car insurance plan. she drives a 2012 Toyota highlander and i got a 2005 c320 4matic and its $5,500/ a year. i never got into any accidents or speeding tickets but if get one its whatever i don't really are i can do what i want.
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Old 11-16-2012, 05:40 PM
 
Location: San Antonio, TX USA
5,251 posts, read 14,248,351 times
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Yes. Where to you live? What coverage do you have? Who is your insurance with?
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Old 11-16-2012, 05:41 PM
 
19,023 posts, read 25,966,028 times
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Huh What?
but if get one its whatever i don't really are i can do what i want. Huh?
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Old 11-16-2012, 05:41 PM
 
46 posts, read 143,353 times
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i said with my mom and liberty mutual i live in Massachusetts.
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Old 11-16-2012, 05:42 PM
 
46 posts, read 143,353 times
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Quote:
Originally Posted by Mac_Muz View Post
Huh What?
but if get one its whatever i don't really are i can do what i want. Huh?
dude everyone gets one in there life time even the slowest grannies.
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Old 11-16-2012, 05:44 PM
 
Location: San Antonio, TX USA
5,251 posts, read 14,248,351 times
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Quote:
Originally Posted by gritsmassboy View Post
i said with my mom and liberty mutual i live in Massachusetts.
Your mom is not an answer to coverage. Coverage means limits 100/300, 50/100, 300/500........
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Old 11-16-2012, 05:48 PM
 
46 posts, read 143,353 times
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idk she said its minimal coverage liability.you need to know every little detail?
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Old 11-16-2012, 05:54 PM
 
Location: San Antonio, TX USA
5,251 posts, read 14,248,351 times
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Quote:
Originally Posted by gritsmassboy View Post
idk she said its minimal coverage liability.you need to know every little detail?
Yes. The amount if coverage, and what coverages you carry will have a huge effect on your rate. Either way you are paying entirely too much for your insurance. But you areyoung kid drive a "high end" car and you have no driving experience. It's going to be high no matter what.


Minimal coverage liability means you only carry a small amount of coverage for the other party. In the event of an accident there is no coverage for you of your vehicle.
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Old 11-16-2012, 05:54 PM
 
19,023 posts, read 25,966,028 times
Reputation: 7365
Quote:
Originally Posted by gritsmassboy View Post
idk she said its minimal coverage liability.you need to know every little detail?
We don't but you might. make a few calls and find out..... Looks like if you crack the car up, mom is out of a car, unless she can run out and buy another one easy.

You said this 'minimal coverage liability" that means you get squat, and the other guy gets his damages paid off.
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Old 11-16-2012, 05:56 PM
 
46 posts, read 143,353 times
Reputation: 30
well i also had it for 8 months and only drove 2k miles and i told my mom to call them in 6 months after i got my car to say low mileage. i think you get a discount if you don't drive much but i guess she don't want too.
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