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^ No Detectives came to my home.
^ Nobody asked to see my vehicle (presumably, to see if it had damage consistent with rear-ending a 2012 Hyundai Elantra.)
^ No letters aside from tickets... nothing.
My dilemma is this: Because I am accused, I am now virtually in the position of having to prove my innocence. Yes, I and that fellow that would have my vehicle ready for an engine transplant and halfway through in Newark when I got the surprise of my life with tickets in the mail. And I really don't care if you all believe this or not but I was actually living and working in Boston at the time and really didn't have any way to deal with this stuff which included the filing of stolen police report until sometime after this alleged incident occurred . It should be pretty easy to prove that the person whom the insurance company paid some kind of scam artist because I'm really struggling to understand how $10,000 plus of damage can occur from a rear end collision as it was described on a 2012 Hyundai Elantra. MY problem is that I only have a few days left to respond to this thing and I have no money with which to contact a lawyer.
THESE are my issues. For all we know, some kind of Ford Escort could have tapped this guy and a complete states that he is engaged in the business of auto insurance so he could've just lied and got his car total to get paid. Which is kind of what I think happened. I'm actually the victim understand because I refuse to be held responsible for the illegal actions of another.
Insurance companies don't give away money for nothing. The insurance company paid for the damage to their insured's car. They paid that amount after photographing and examining the car and approving the cost of repairs. There is no illegal conspiracy going on against you. The insurance company is entitle to be reimbursed by the person who caused the accident. The amount of the claim is no longer an issue.
The issue is that the insurance company thinks that you were responsible for the accident and it's up to you to prove that you weren't.
Were you living and working in Boston at the time this accident occurred in NJ?
Living there, yea. Would sure be nice if I had anything to show that! If I remember, that was a low time in my life and I wasn't working and was in a shelter there.
Insurance companies don't give away money for nothing. The insurance company paid for the damage to their insured's car. They paid that amount after photographing and examining the car and approving the cost of repairs. There is no illegal conspiracy going on against you. The insurance company is entitle to be reimbursed by the person who caused the accident. The amount of the claim is no longer an issue.
The issue is that the insurance company thinks that you were responsible for the accident and it's up to you to prove that you weren't.
I really don't think they did. Explain how a 2012 Hyundai Elantra can be basically "totaled" over what they allege.
The Court paper says that the guy was "engaged in the business of insurance" so this whole thing stinks.
Interesting: One of the collection agencies that mailed letters (which I mailed back the same response, that the same way I got letters from lawyers "we can defend you against these tickets, don't let it go on your record" etc etc - and they didn't) - about this- was AFNI. And AFNI is NOTORIOUS for trying to scare people into paying outrageous high numbers etc😳
There is someone on Credit Boards they had a very similar thing happen.. but $14,000+. (No, not me. Someone else.) WAS present at an accident.. bumper tap. Insurance company lied, said car was so damaged the spare tire inside the trunk was damaged this that etc etc... would not release photos claiming they were "confidential property" etc etc...
So, this whole "Filing an answer" business. I have to do that today. The forms are extremely confusing. Should I demand a jury trial? I don't know how to counterclaim? As to CIS.. I MUST attach? Also attaching my notice of Indigency, It should be enough that I didn't do this and was not responsible but if these scumbags use fancy footwork, I don't know what money they think they are going to get?
I really don't think they did. Explain how a 2012 Hyundai Elantra can be basically "totaled" over what they allege.
The Court paper says that the guy was "engaged in the business of insurance" so this whole thing stinks.
I don't know what money they think they are going to get?
When did this "event" happen?
Our vehicle was a 2000 model and the damage was $5678.32.
So yes there are some serious rear end accidents and easily determined to be totaled.
Yes some of the details have a fishy smell.
Quote:
Originally Posted by Creamer1
Living there, yea. Would sure be nice if I had anything to show that! If I remember, that was a low time in my life and I wasn't working and was in a shelter there.
The places (states) you live must have very different procedures than every other state?
In our area if you are in a shelter they get all your personal information and document it. If they did not document your stay there it sounds like you never stayed there.
Forget the whole thing and let the lawsuit proceed. They can not prove you were the driver. The "damage" to the other car, the one hit, should have evidence of paint from the other car. Paint color that does not match the engine less car in your back yard. Let me guess the car in your yard was the same color as the hit and run car?
If it was just a bumper to bumper and they are trying to sue for $8500-$9000 (example) more than the real damage, see a lawyer for free, then take your evidence to court.
Last edited by howard555; 09-19-2017 at 06:44 AM..
When did this "event" happen?
Our vehicle was a 2000 model and the damage was $5678.32.
So yes there are some serious rear end accidents and easily determined to be totaled.
Yes some of the details have a fishy smell.
The places (states) you live must have very different procedures than every other state?
In our area if you are in a shelter they get all your personal information and document it. If they did not document your stay there it sounds like you never stayed there.
Forget the whole thing and let the lawsuit proceed. They can not prove you were the driver. The "damage" to the other car, the one hit, should have evidence of paint from the other car. Paint color that does not match the engine less car in your back yard. Let me guess the car in your yard was the same color as the hit and run car?
If it was just a bumper to bumper and they are trying to sue for $8500-$9000 (example) more than the real damage, see a lawyer for free, then take your evidence to court.
My truck was green, no idea the other car's color. Still though.. it's not like Detectives came looking for it the next day (Mom on the phone to something like "Why are there cops here?"
I'm willing to bet they Don't have ANY additional "evidence" beyond this license plate.
I'll bet "Joyriding teen" probably in a Honda Accord. Sometimes they steal the car, then steal plates and put it on the stolen car. That's a most likely scenario.
Let me give you the very latest, since I welcome all the angles here: In about 20 minutes, I should be getting a call from the LSNJ people "telling me what to do." They will likely advise me "what kind of answer to file and how to answer it." I will indicate
to them that I should be removed from it, and let it continue against "John Doe and ABC Corportation" (honest to goodness that is what it says this suit is against, THIS IS A JUNK SUIT) and I can do stuff tonight, AT THE LATEST TOMORROW.
I never got mail at the Boston Public Health Commission shelter, and I was happy to leave there, but don't tell me I wasn't there. Cool.
If it was just a bumper to bumper and they are trying to sue for $8500-$9000 (example) more than the real damage, see a lawyer for free, then take your evidence to court.
That is certainly what I am thinking. When AFNI sent some kind of letter, I knew something stunk because AFNI is Rather famous for coming after people for really really inflated numbers and expecting people to pay without any kind of verification or evidence
...so now I'm thinking that they're just going to their old files about everything they knew was on collectible and sending up Hail Marys, since they may have worked out some kind of technicalities asked to filing etc. and I rather banking on me not being able to respond in time since that's how default judgment happen. And we all know that in the event of a default judgment it doesn't matter if they have the opals at all they got exactly what they were asking for in a default judgment. That is what I will avoid.
I never got mail at the Boston Public Health Commission shelter, and I was happy to leave there, but don't tell me I wasn't there. Cool.
All I can tell you is that no one enters a shelter around our 250 mile radius without signing in and giving their personal information in case they die in that shelter or their family members need to be called if the person entering the shelter becomes ill. Or many other reasons. Shelters keep resident information in their files.
All I can tell you is that no one enters a shelter around our 250 mile radius without signing in and giving their personal information in case they die in that shelter or their family members need to be called if the person entering the shelter becomes ill. Or many other reasons. Shelters keep resident information in their files.
Maybe it is different there and sad if it is.
Good luck on your situation.
Well there were a lot of druggies in there, I was in the S.O.A.R. program (sober guy in a wet shelter.)
I don't want anything from them. They have quite the attitude problem in there! So. Since S.O.A.R. shut down good luck lol...
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